Last Updated: 04/18/2025
Henrico Federal Credit Union Personal Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
9.99% - 17.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
12 - 60
Henrico Federal Credit Union Personal Loans Review
Henrico Federal Credit Union Personal Loans is offered by Henrico Federal Credit Union, a credit union founded in 1967 and based in Richmond, VA. Henrico Federal Credit Union Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 9.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Henrico Federal Credit Union Personal Loans are on the lower end of the spectrum.
- Coborrower applications accepted. Applying for Henrico Federal Credit Union Personal Loans with a coborrower who has better credit than you could improve your chances of approval and may help you qualify for lower interest rates.
Henrico Federal Credit Union Personal Loans Pros & Cons
| Pros | Cons |
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Henrico Federal Credit Union Personal Loans FAQ
What interest rates and personal loan terms does Henrico Federal Credit Union Personal Loans offer?
What interest rates does Henrico Federal Credit Union Personal Loans offer?
Henrico Federal Credit Union Personal Loans offers a fixed APR personal loan product that ranges from 9.99% APR up to 17.99% APR.
What is the maximum loan term you can get with Henrico Federal Credit Union Personal Loans?
Henrico Federal Credit Union Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | 12 - 60 months |
| APR | 9.99% - 17.99% |
What fees does Henrico Federal Credit Union Personal Loans charge?
Does Henrico Federal Credit Union Personal Loans charge an origination fee?
Henrico Federal Credit Union Personal Loans may charge a personal loan origination fee .
Does Henrico Federal Credit Union Personal Loans charge a late fee?
Henrico Federal Credit Union Personal Loans does not disclose whether it charges late payment fees.
Does Henrico Federal Credit Union Personal Loans charge prepayment fees?
No, Henrico Federal Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Henrico Federal Credit Union Personal Loans?
Henrico Federal Credit Union Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Henrico Federal Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Henrico Federal Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Henrico Federal Credit Union perform a hard credit pull?
Yes, Henrico Federal Credit Union Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Henrico Federal Credit Union Personal Loans legit?
Henrico Federal Credit Union was founded in 1967, it is a well-established company that has been in business for 59 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM
Other Services by Henrico Federal Credit Union
Other Personal Loans from Henrico Federal Credit Union
Rating not yet determined
APR
3.25% - 3.50%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
1 - 72
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Learn MoreSuperMoney Net Recommendation Score
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