Last Updated: 04/18/2025
Holley Credit Union Certificate Secured Loans
Unaffiliated
in Personal Loans from Holley Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 6.58%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Holley Credit Union Certificate Secured Loans Review
Holley Credit Union Certificate Secured Loans is offered by Holley Credit Union, a credit union founded in 1952 and based in Paris, TN. Holley Credit Union Certificate Secured Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Holley Credit Union Certificate Secured Loans are on the lower end of the spectrum.
Holley Credit Union Certificate Secured Loans Pros & Cons
| Pros | Cons |
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Holley Credit Union Certificate Secured Loans FAQ
What interest rates and personal loan terms does Holley Credit Union Certificate Secured Loans offer?
Holley Credit Union Certificate Secured Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Holley Credit Union Certificate Secured Loans offer?
Holley Credit Union Certificate Secured Loans offers a variable APR personal loan product that starts at 6.58% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 6.58% |
What fees does Holley Credit Union Certificate Secured Loans charge?
Does Holley Credit Union Certificate Secured Loans charge an origination fee?
Holley Credit Union Certificate Secured Loans may charge a personal loan origination fee .
Does Holley Credit Union Certificate Secured Loans charge a late fee?
Holley Credit Union Certificate Secured Loans does not disclose whether it charges late payment fees.
Does Holley Credit Union Certificate Secured Loans charge prepayment fees?
No, Holley Credit Union Certificate Secured Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Holley Credit Union Certificate Secured Loans?
Holley Credit Union Certificate Secured Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Holley Credit Union Certificate Secured Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Holley Credit Union Certificate Secured Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Holley Credit Union Certificate Secured Loans report your account activity to credit bureaus?
Yes, Holley Credit Union Certificate Secured Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Holley Credit Union perform a hard credit pull?
Yes, Holley Credit Union Certificate Secured Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Holley Credit Union Certificate Secured Loans legit?
Holley Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 4:30PM
Tuesday
8:00AM - 4:30PM
Wednesday
9:00AM - 4:30PM
Thursday
8:00AM - 4:30PM
Friday
8:00AM - 5:00PM
Saturday
Closed