Last Updated: 04/18/2025
InFirst Federal Credit Union Home Improvement Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 7.25%(Verified 06/21/2024)
Amount Range
Up to $100,000
Loan Term (Months)
Up to 180
InFirst Federal Credit Union Home Improvement Loan Review
InFirst Federal Credit Union Home Improvement Loan is offered by InFirst Federal Credit Union, a credit union founded in 1935 and based in Alexandria, VA. InFirst Federal Credit Union Home Improvement Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for InFirst Federal Credit Union Home Improvement Loan are on the lower end of the spectrum.
- Coborrower applications accepted. Applying for InFirst Federal Credit Union Home Improvement Loan with a coborrower who has better credit than you could improve your chances of approval and may help you qualify for lower interest rates.
- Super long loan terms. InFirst Federal Credit Union Home Improvement Loan offers loan terms of up to 180 months. Most personal loans have a maximum term of 60 months.
InFirst Federal Credit Union Home Improvement Loan Pros & Cons
| Pros | Cons |
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InFirst Federal Credit Union Home Improvement Loan FAQ
What interest rates and personal loan terms does InFirst Federal Credit Union Home Improvement Loan offer?
InFirst Federal Credit Union Home Improvement Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does InFirst Federal Credit Union Home Improvement Loan offer?
InFirst Federal Credit Union Home Improvement Loan offers a fixed APR personal loan product that starts at 7.25% APR.
What is the maximum loan term you can get with InFirst Federal Credit Union Home Improvement Loan?
InFirst Federal Credit Union Home Improvement Loan offers loans with terms of up to 180 months.
| Personal Loan Amount | up to $100000 |
| Loan Term | up to 180 months |
| APR | Starting at 7.25% |
What fees does InFirst Federal Credit Union Home Improvement Loan charge?
Does InFirst Federal Credit Union Home Improvement Loan charge an origination fee?
InFirst Federal Credit Union Home Improvement Loan may charge a personal loan origination fee .
Does InFirst Federal Credit Union Home Improvement Loan charge a late fee?
InFirst Federal Credit Union Home Improvement Loan does not disclose whether it charges late payment fees.
Does InFirst Federal Credit Union Home Improvement Loan charge prepayment fees?
No, InFirst Federal Credit Union Home Improvement Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for InFirst Federal Credit Union Home Improvement Loan?
InFirst Federal Credit Union Home Improvement Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. InFirst Federal Credit Union Home Improvement Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by InFirst Federal Credit Union Home Improvement Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does InFirst Federal Credit Union Home Improvement Loan report your account activity to credit bureaus?
Yes, InFirst Federal Credit Union Home Improvement Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does InFirst Federal Credit Union perform a hard credit pull?
Yes, InFirst Federal Credit Union Home Improvement Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are InFirst Federal Credit Union Home Improvement Loan legit?
InFirst Federal Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed
Other Services by InFirst Federal Credit Union
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Starting at 3.05%
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APR
Starting at 3.05%
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Amount Range
N/A
Loan Term (Months)
N/A
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Learn MoreSuperMoney Net Recommendation Score
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