Last Updated: 04/18/2025
Lisbon Community FCU No Equity Home Improvement Loan
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
7.975%(Verified 06/21/2024)
Amount Range
Up to $20,000
Loan Term (Months)
Up to 120
Lisbon Community FCU No Equity Home Improvement Loan Review
Lisbon Community FCU No Equity Home Improvement Loan is offered by Lisbon Community Federal Credit Union, a credit union founded in 1959 and based in Lisbon, ME. Lisbon Community FCU No Equity Home Improvement Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.975%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Lisbon Community FCU No Equity Home Improvement Loan are on the lower end of the spectrum.
- Super long loan terms. Lisbon Community FCU No Equity Home Improvement Loan offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.
Lisbon Community FCU No Equity Home Improvement Loan Pros & Cons
| Pros | Cons |
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Lisbon Community FCU No Equity Home Improvement Loan FAQ
What interest rates and personal loan terms does Lisbon Community FCU No Equity Home Improvement Loan offer?
Lisbon Community FCU No Equity Home Improvement Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Lisbon Community FCU No Equity Home Improvement Loan offer?
Lisbon Community FCU No Equity Home Improvement Loan offers a fixed APR personal loan product of 7.975%.
What is the maximum loan term you can get with Lisbon Community FCU No Equity Home Improvement Loan?
Lisbon Community FCU No Equity Home Improvement Loan offers loans with terms of up to 120 months.
| Personal Loan Amount | up to $20000.00 |
| Loan Term | up to 120 months |
| APR | 7.975% |
What fees does Lisbon Community FCU No Equity Home Improvement Loan charge?
Does Lisbon Community FCU No Equity Home Improvement Loan charge an origination fee?
Lisbon Community FCU No Equity Home Improvement Loan may charge a personal loan origination fee .
Does Lisbon Community FCU No Equity Home Improvement Loan charge a late fee?
Lisbon Community FCU No Equity Home Improvement Loan does not disclose whether it charges late payment fees.
Does Lisbon Community FCU No Equity Home Improvement Loan charge prepayment fees?
No, Lisbon Community FCU No Equity Home Improvement Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Lisbon Community FCU No Equity Home Improvement Loan?
Lisbon Community FCU No Equity Home Improvement Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Lisbon Community FCU No Equity Home Improvement Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Lisbon Community FCU No Equity Home Improvement Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Lisbon Community FCU No Equity Home Improvement Loan report your account activity to credit bureaus?
Yes, Lisbon Community FCU No Equity Home Improvement Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Lisbon Community Federal Credit Union perform a hard credit pull?
Yes, Lisbon Community FCU No Equity Home Improvement Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Lisbon Community FCU No Equity Home Improvement Loan legit?
Lisbon Community Federal Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM