Last Updated: 04/18/2025
Lisbon Community FCU Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
7.99% - 9.50%(Verified 06/21/2024)
Amount Range
Up to $20,000
Loan Term (Months)
Up to 84
Lisbon Community FCU Personal Loan Review
Lisbon Community FCU Personal Loan is offered by Lisbon Community Federal Credit Union, a credit union founded in 1959 and based in Lisbon, ME. Lisbon Community FCU Personal Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Lisbon Community FCU Personal Loan are on the lower end of the spectrum.
- Super long loan terms. Lisbon Community FCU Personal Loan offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
Lisbon Community FCU Personal Loan Pros & Cons
| Pros | Cons |
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Lisbon Community FCU Personal Loan FAQ
What interest rates and personal loan terms does Lisbon Community FCU Personal Loan offer?
Lisbon Community FCU Personal Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Lisbon Community FCU Personal Loan offer?
Lisbon Community FCU Personal Loan offers a fixed APR personal loan product that ranges from 7.99% APR up to 9.50% APR.
What is the maximum loan term you can get with Lisbon Community FCU Personal Loan?
Lisbon Community FCU Personal Loan offers loans with terms of up to 84 months.
| Personal Loan Amount | up to $20000.00 |
| Loan Term | up to 84 months |
| APR | 7.99% - 9.50% |
What fees does Lisbon Community FCU Personal Loan charge?
Does Lisbon Community FCU Personal Loan charge an origination fee?
Lisbon Community FCU Personal Loan may charge a personal loan origination fee .
Does Lisbon Community FCU Personal Loan charge a late fee?
Lisbon Community FCU Personal Loan does not disclose whether it charges late payment fees.
Does Lisbon Community FCU Personal Loan charge prepayment fees?
No, Lisbon Community FCU Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Lisbon Community FCU Personal Loan?
Lisbon Community FCU Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Lisbon Community FCU Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Lisbon Community FCU Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Lisbon Community FCU Personal Loan report your account activity to credit bureaus?
Yes, Lisbon Community FCU Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Lisbon Community Federal Credit Union perform a hard credit pull?
Yes, Lisbon Community FCU Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Lisbon Community FCU Personal Loan legit?
Lisbon Community Federal Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM