Last Updated: 04/18/2025
Louisville FCU Quick Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 15.00%(Verified 06/21/2024)
Amount Range
$200 - $600
Loan Term (Months)
2 - 6
Louisville FCU Quick Loan Review
Louisville FCU Quick Loan is offered by Louisville Federal Credit Union, a credit union founded in 1924 and based in Louisville, KY. Louisville FCU Quick Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 15.00%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Louisville FCU Quick Loan are on the higher end of the spectrum.
- Small-dollar loans. Louisville FCU Quick Loan has a maximum loan amount of just $600.00 .
- Short loan terms. Louisville FCU Quick Loan have loan terms as short as 2 months.
Louisville FCU Quick Loan Pros & Cons
| Pros | Cons |
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Louisville FCU Quick Loan FAQ
What interest rates and personal loan terms does Louisville FCU Quick Loan offer?
Louisville FCU Quick Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Louisville FCU Quick Loan offer?
Louisville FCU Quick Loan offers a fixed APR personal loan product that starts at 15.00% APR.
How much can you borrow via Louisville FCU Quick Loan?
Personal loan amounts start at $200.00 and go up to $600.00
What is the maximum loan term you can get with Louisville FCU Quick Loan?
Louisville FCU Quick Loan offers loans with terms of up to 6 months.
| Personal Loan Amount | $200.00 - $600.00 |
| Loan Term | 2 - 6 months |
| APR | Starting at 15.00% |
What fees does Louisville FCU Quick Loan charge?
Does Louisville FCU Quick Loan charge an origination fee?
Louisville FCU Quick Loan may charge a personal loan origination fee .
Does Louisville FCU Quick Loan charge a late fee?
Louisville FCU Quick Loan does not disclose whether it charges late payment fees.
Does Louisville FCU Quick Loan charge prepayment fees?
No, Louisville FCU Quick Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Louisville FCU Quick Loan?
Louisville FCU Quick Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Louisville FCU Quick Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Louisville FCU Quick Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Louisville FCU Quick Loan report your account activity to credit bureaus?
Yes, Louisville FCU Quick Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Louisville Federal Credit Union perform a hard credit pull?
Yes, Louisville FCU Quick Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Louisville FCU Quick Loan legit?
Louisville Federal Credit Union was founded in 1924, it is a well-established company that has been in business for 102 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
7:30AM - 4:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 5:00PM
Saturday
Closed