Last Updated: 04/18/2025
Louisville FCU Signature Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 7.99%(Verified 06/21/2024)
Amount Range
Up to $10,000
Loan Term (Months)
Up to 48
Louisville FCU Signature Loan Review
Louisville FCU Signature Loan is offered by Louisville Federal Credit Union, a credit union founded in 1924 and based in Louisville, KY. Louisville FCU Signature Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Louisville FCU Signature Loan are on the lower end of the spectrum.
Louisville FCU Signature Loan Pros & Cons
| Pros | Cons |
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Louisville FCU Signature Loan FAQ
What interest rates and personal loan terms does Louisville FCU Signature Loan offer?
Louisville FCU Signature Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Louisville FCU Signature Loan offer?
Louisville FCU Signature Loan offers a fixed APR personal loan product that starts at 7.99% APR.
What is the maximum loan term you can get with Louisville FCU Signature Loan?
Louisville FCU Signature Loan offers loans with terms of up to 48 months.
| Personal Loan Amount | up to $10000.00 |
| Loan Term | up to 48 months |
| APR | Starting at 7.99% |
What fees does Louisville FCU Signature Loan charge?
Does Louisville FCU Signature Loan charge an origination fee?
Louisville FCU Signature Loan may charge a personal loan origination fee .
Does Louisville FCU Signature Loan charge a late fee?
Louisville FCU Signature Loan does not disclose whether it charges late payment fees.
Does Louisville FCU Signature Loan charge prepayment fees?
No, Louisville FCU Signature Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Louisville FCU Signature Loan?
Louisville FCU Signature Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Louisville FCU Signature Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Louisville FCU Signature Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Louisville FCU Signature Loan report your account activity to credit bureaus?
Yes, Louisville FCU Signature Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Louisville Federal Credit Union perform a hard credit pull?
Yes, Louisville FCU Signature Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Louisville FCU Signature Loan legit?
Louisville Federal Credit Union was founded in 1924, it is a well-established company that has been in business for 102 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
7:30AM - 4:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 5:00PM
Saturday
Closed