Last Updated: 04/18/2025
Mocse Federal Credit Union Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
9.99% - 17.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 72
Mocse Federal Credit Union Personal Loan Review
Mocse Federal Credit Union Personal Loan is offered by Mocse Federal Credit Union, a credit union founded in 1959 and based in Modesto, CA. Mocse Federal Credit Union Personal Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 9.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Mocse Federal Credit Union Personal Loan are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Mocse Federal Credit Union Personal Loan.
- Super long loan terms. Mocse Federal Credit Union Personal Loan offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Mocse Federal Credit Union Personal Loan Pros & Cons
| Pros | Cons |
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Mocse Federal Credit Union Personal Loan FAQ
What interest rates and personal loan terms does Mocse Federal Credit Union Personal Loan offer?
What interest rates does Mocse Federal Credit Union Personal Loan offer?
Mocse Federal Credit Union Personal Loan offers a fixed APR personal loan product that ranges from 9.99% APR up to 17.99% APR.
What is the maximum loan term you can get with Mocse Federal Credit Union Personal Loan?
Mocse Federal Credit Union Personal Loan offers loans with terms of up to 72 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 72 months |
| APR | 9.99% - 17.99% |
What fees does Mocse Federal Credit Union Personal Loan charge?
Does Mocse Federal Credit Union Personal Loan charge an origination fee?
Mocse Federal Credit Union Personal Loan may charge a personal loan origination fee .
Does Mocse Federal Credit Union Personal Loan charge a late fee?
Mocse Federal Credit Union Personal Loan does not disclose whether it charges late payment fees.
Does Mocse Federal Credit Union Personal Loan charge prepayment fees?
No, Mocse Federal Credit Union Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Mocse Federal Credit Union Personal Loan?
Mocse Federal Credit Union Personal Loan does not require or does not disclose a credit score minimum. Mocse Federal Credit Union Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Mocse Federal Credit Union Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Mocse Federal Credit Union Personal Loan report your account activity to credit bureaus?
Yes, Mocse Federal Credit Union Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mocse Federal Credit Union perform a hard credit pull?
Yes, Mocse Federal Credit Union Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Mocse Federal Credit Union Personal Loan legit?
Mocse Federal Credit Union was founded in 1959, it is a well-established company that has been in business for 67 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
Closed
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Other Personal Loans from Mocse Federal Credit Union
Rating not yet determined
APR
1.99% - 3.00%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
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