Last Updated: 04/18/2025
Navigant Credit Union Smart Start Loans
Unaffiliated
Last Updated: 04/18/2025
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APR (Variable APR)
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Navigant Credit Union Smart Start Loans Review
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Navigant Credit Union Smart Start Loans are on the higher end of the market.
Navigant Credit Union Smart Start Loans Pros & Cons
| Pros | Cons |
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Navigant Credit Union Smart Start Loans FAQ
What interest rates and personal loan terms does Navigant Credit Union Smart Start Loans offer?
What interest rates does Navigant Credit Union Smart Start Loans offer?
| Personal Loan Amount | up to $600 |
| Loan Term | N/A |
| APR | 18% |
What fees does Navigant Credit Union Smart Start Loans charge?
Does Navigant Credit Union Smart Start Loans charge an origination fee?
Does Navigant Credit Union Smart Start Loans charge a late fee?
Does Navigant Credit Union Smart Start Loans charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Navigant Credit Union Smart Start Loans?
Navigant Credit Union Smart Start Loans does not require or does not disclose a credit score minimum.- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does Navigant Credit Union Smart Start Loans report your account activity to credit bureaus?
- Equifax
- Experian
- TransUnion
Does Navigant Credit Union perform a hard credit pull?
Are Navigant Credit Union Smart Start Loans legit?
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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