Skip to content
SuperMoney logo
SuperMoney logo
Personal Loans
Advertiser Disclosure

Last Updated: 04/18/2025

Navigant Credit Union Personal Loans

in Personal Loans from Navigant Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Navigant Credit Union logo
No Reviews Yet

This product has no reviews yet. Help others by sharing your thoughts.

Be the first to rate
Cast Your Vote icon

Cast Your Vote

Get Competing Personal Loan Offers


Compare personal loan offers from multiple vetted lenders.

Compare personal loan offers from multiple vetted lenders.

Discover your lowest eligible rate in minutes.

Discover your lowest eligible rate in minutes.

See how much you qualify for and what your monthly payment will be.

See how much you qualify for and what your monthly payment will be.

Get Personalized Rates

It's quick, easy, and won't hurt your credit score.

Highlights icon

Highlights

APR (Variable APR)

Starting at 8.74%(Verified 06/21/2024)

Amount Range

Up to $30,000

Loan Term (Months)

Up to 60

Speech bubbles icon

Navigant Credit Union Personal Loans Review

Navigant Credit Union Personal Loans is offered by Navigant Credit Union, a credit union founded in 1915 and based in Smithfield, RI. Navigant CU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.

Navigant CU Personal Loans Pros & Cons

Navigant CU Personal Loans FAQ

What interest rates and personal loan terms does Navigant CU Personal Loans offer?

What interest rates does Navigant CU Personal Loans offer?

Navigant CU Personal Loans offers a variable APR personal loan product that starts at 8.74% APR.

What is the maximum loan term you can get with Navigant CU Personal Loans?

Navigant CU Personal Loans offers loans with terms of up to 60 months.

What fees does Navigant CU Personal Loans charge?

Does Navigant CU Personal Loans charge an origination fee?

Navigant CU Personal Loans may charge a personal loan origination fee .

Does Navigant CU Personal Loans charge a late fee?

Navigant CU Personal Loans does not disclose whether it charges late payment fees.

Does Navigant CU Personal Loans charge prepayment fees?

No, Navigant CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Navigant Credit Union Personal Loans?

Navigant Credit Union Personal Loans does not require or does not disclose a credit score minimum.
Navigant Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Navigant Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Navigant Credit Union perform a hard credit pull?

Yes, Navigant CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Navigant Credit Union Personal Loans legit?

navigant credit union was founded in 1915, it is a well-established company that has been in business for 111 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1005 Douglas Pike
Smithfield, RI 02917
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM

Other Services by Navigant Credit Union