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Last Updated: 04/18/2025

Navigant Credit Union Personal Loans

from Navigant Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Variable APR)

Starting at 8.74%(Verified 06/21/2024)

Amount Range

Up to $30,000

Loan Term (Months)

Up to 60

Navigant Credit Union Personal Loans Review

Navigant Credit Union Personal Loans is offered by Navigant Credit Union, a credit union founded in 1915 and based in Smithfield, RI. Navigant CU Personal Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.

Navigant CU Personal Loans Pros & Cons

Pros

Cons

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Navigant Credit Union Personal Loans does not report to credit bureaus.
Charges prepayment fees.
No co-sign option available.

Navigant CU Personal Loans FAQ

What interest rates and personal loan terms does Navigant CU Personal Loans offer?

What interest rates does Navigant CU Personal Loans offer?

Navigant CU Personal Loans offers a variable APR personal loan product that starts at 8.74% APR.

What is the maximum loan term you can get with Navigant CU Personal Loans?

Navigant CU Personal Loans offers loans with terms of up to 60 months.

Navigant CU Personal Loans Interest Rates & Loan Terms

Personal Loan Amount

up to $30000

Loan Term

up to 60 months

APR

Starting at 8.74%

What fees does Navigant CU Personal Loans charge?

Does Navigant CU Personal Loans charge an origination fee?

Navigant CU Personal Loans may charge a personal loan origination fee .

Does Navigant CU Personal Loans charge a late fee?

Navigant CU Personal Loans does not disclose whether it charges late payment fees.

Does Navigant CU Personal Loans charge prepayment fees?

No, Navigant CU Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Navigant CU Personal Loans Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for Navigant Credit Union Personal Loans?

Navigant Credit Union Personal Loans does not require or does not disclose a credit score minimum.

Navigant Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Navigant Credit Union Personal Loans.

To qualify, applicants may need to provide the following documentation:

Proof of income
Driver's license or other government photo ID
Proof of identity
Proof of citizenship or residence permit

Navigant CU Personal Loans Eligibility Criteria

Minimum Age

N/A

Bank Account Required?

Application Types Accepted

Individual Applications

Credit Score

N/A

Does Navigant Credit Union perform a hard credit pull?

Yes, Navigant CU Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Navigant Credit Union Personal Loans legit?

navigant credit union was founded in 1915, it is a well-established company that has been in business for 111 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1005 Douglas Pike

Smithfield, RI 02917

(401) 233-4700

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 4:00PM

Tuesday

9:00AM - 4:00PM

Wednesday

9:00AM - 4:00PM

Thursday

9:00AM - 5:00PM

Friday

9:00AM - 6:00PM

Saturday

9:00AM - 12:00PM

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APR

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Amount Range

Up to $600

Loan Term (Months)

N/A

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.