Last Updated: 04/18/2025
Navigant CU Home Improvement Loan
Unaffiliated
in Personal Loans from Navigant Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 9.74%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 180
Navigant CU Home Improvement Loan Review
Navigant CU Home Improvement Loan is offered by Navigant Credit Union, a credit union founded in 1915 and based in Smithfield, RI. Navigant CU Home Improvement Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
- Super long loan terms. Navigant CU Home Improvement Loan offers loan terms of up to 180 months. Most personal loans have a maximum term of 60 months.
Navigant CU Home Improvement Loan Pros & Cons
| Pros | Cons |
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Navigant CU Home Improvement Loan FAQ
What interest rates and personal loan terms does Navigant CU Home Improvement Loan offer?
What interest rates does Navigant CU Home Improvement Loan offer?
Navigant CU Home Improvement Loan offers a variable APR personal loan product that starts at 9.74% APR.
What is the maximum loan term you can get with Navigant CU Home Improvement Loan?
Navigant CU Home Improvement Loan offers loans with terms of up to 180 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 180 months |
| APR | Starting at 9.74% |
What fees does Navigant CU Home Improvement Loan charge?
Does Navigant CU Home Improvement Loan charge an origination fee?
Navigant CU Home Improvement Loan may charge a personal loan origination fee .
Does Navigant CU Home Improvement Loan charge a late fee?
Navigant CU Home Improvement Loan does not disclose whether it charges late payment fees.
Does Navigant CU Home Improvement Loan charge prepayment fees?
No, Navigant CU Home Improvement Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Navigant CU Home Improvement Loan?
Navigant CU Home Improvement Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Navigant CU Home Improvement Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Navigant CU Home Improvement Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Navigant CU Home Improvement Loan report your account activity to credit bureaus?
Yes, Navigant CU Home Improvement Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Navigant Credit Union perform a hard credit pull?
Yes, Navigant CU Home Improvement Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Navigant CU Home Improvement Loan legit?
navigant credit union was founded in 1915, it is a well-established company that has been in business for 111 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 12:00PM