Last Updated: 04/18/2025
NET Credit Union Personal Loans
Unaffiliated
in Personal Loans from NET Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 13.99%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
NET Credit Union Personal Loans Review
NET Credit Union Personal Loans is offered by NET Credit Union, a credit union founded in 1941 and based in Scranton, PA. NET Credit Union Personal Loans are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 13.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for NET Credit Union Personal Loans are on the higher end of the spectrum.
NET Credit Union Personal Loans Pros & Cons
| Pros | Cons |
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NET Credit Union Personal Loans FAQ
What interest rates and personal loan terms does NET Credit Union Personal Loans offer?
NET Credit Union Personal Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does NET Credit Union Personal Loans offer?
NET Credit Union Personal Loans offers a fixed APR personal loan product that starts at 13.99% APR.
What is the maximum loan term you can get with NET Credit Union Personal Loans?
NET Credit Union Personal Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | Starting at 13.99% |
What fees does NET Credit Union Personal Loans charge?
Does NET Credit Union Personal Loans charge an origination fee?
NET Credit Union Personal Loans may charge a personal loan origination fee .
Does NET Credit Union Personal Loans charge a late fee?
NET Credit Union Personal Loans does not disclose whether it charges late payment fees.
Does NET Credit Union Personal Loans charge prepayment fees?
No, NET Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for NET Credit Union Personal Loans?
NET Credit Union Personal Loans does not require or does not disclose a credit score minimum. NET Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by NET Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does NET Credit Union Personal Loans report your account activity to credit bureaus?
Yes, NET Credit Union Personal Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does NET Credit Union perform a hard credit pull?
Yes, NET Credit Union Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are NET Credit Union Personal Loans legit?
NET Credit Union was founded in 1941, it is a well-established company that has been in business for 85 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:30PM
Saturday
8:30AM - 12:30PM