Last Updated: 04/18/2025
NET Credit Union Short Term Small Loans
Unaffiliated
in Personal Loans from NET Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 28.00%(Verified 06/21/2024)
Amount Range
$200 - $2,000
Loan Term (Months)
Up to 12
NET Credit Union Short Term Small Loans Review
NET Credit Union Short Term Small Loans is offered by NET Credit Union, a credit union founded in 1941 and based in Scranton, PA. NET Credit Union Short Term Small Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for NET Credit Union Short Term Small Loans are on the higher end of the market.
- Small-dollar loans. NET Credit Union Short Term Small Loans has a maximum loan amount of just $2,000 .
NET Credit Union Short Term Small Loans Pros & Cons
| Pros | Cons |
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NET Credit Union Short Term Small Loans FAQ
What interest rates and personal loan terms does NET Credit Union Short Term Small Loans offer?
NET Credit Union Short Term Small Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does NET Credit Union Short Term Small Loans offer?
NET Credit Union Short Term Small Loans offers a variable APR personal loan product that starts at 28.00% APR.
How much can you borrow via NET Credit Union Short Term Small Loans?
Personal loan amounts start at $200 and go up to $2,000
What is the maximum loan term you can get with NET Credit Union Short Term Small Loans?
NET Credit Union Short Term Small Loans offers loans with terms of up to 12 months.
| Personal Loan Amount | $200 - $2000 |
| Loan Term | up to 12 months |
| APR | Starting at 28.00% |
What fees does NET Credit Union Short Term Small Loans charge?
Does NET Credit Union Short Term Small Loans charge an origination fee?
NET Credit Union Short Term Small Loans may charge a personal loan origination fee .
Does NET Credit Union Short Term Small Loans charge a late fee?
NET Credit Union Short Term Small Loans does not disclose whether it charges late payment fees.
Does NET Credit Union Short Term Small Loans charge prepayment fees?
No, NET Credit Union Short Term Small Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for NET Credit Union Short Term Small Loans?
NET Credit Union Short Term Small Loans does not require or does not disclose a credit score minimum. NET Credit Union Short Term Small Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by NET Credit Union Short Term Small Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does NET Credit Union Short Term Small Loans report your account activity to credit bureaus?
Yes, NET Credit Union Short Term Small Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does NET Credit Union perform a hard credit pull?
Yes, NET Credit Union Short Term Small Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are NET Credit Union Short Term Small Loans legit?
NET Credit Union was founded in 1941, it is a well-established company that has been in business for 85 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:30PM
Saturday
8:30AM - 12:30PM