Last Updated: 04/18/2025
New Dimensions FCU Energy Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
7.75%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 60
New Dimensions FCU Energy Loans Review
New Dimensions FCU Energy Loans is offered by New Dimensions Federal Credit Union, a credit union founded in 1956 and based in Waterville, ME. New Dimensions FCU Energy Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 7.75%. Personal loan interest rates typically range between 9% and 36%. The starting rates for New Dimensions FCU Energy Loans are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for New Dimensions FCU Energy Loans.
New Dimensions FCU Energy Loans Pros & Cons
| Pros | Cons |
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New Dimensions FCU Energy Loans FAQ
What interest rates and personal loan terms does New Dimensions FCU Energy Loans offer?
New Dimensions FCU Energy Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does New Dimensions FCU Energy Loans offer?
New Dimensions FCU Energy Loans offers a fixed APR personal loan product of 7.75%.
What is the maximum loan term you can get with New Dimensions FCU Energy Loans?
New Dimensions FCU Energy Loans offers loans with terms of up to 60 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 60 months |
| APR | 7.75% |
What fees does New Dimensions FCU Energy Loans charge?
Does New Dimensions FCU Energy Loans charge an origination fee?
New Dimensions FCU Energy Loans may charge a personal loan origination fee .
Does New Dimensions FCU Energy Loans charge a late fee?
New Dimensions FCU Energy Loans does not disclose whether it charges late payment fees.
Does New Dimensions FCU Energy Loans charge prepayment fees?
No, New Dimensions FCU Energy Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for New Dimensions FCU Energy Loans?
New Dimensions FCU Energy Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. New Dimensions FCU Energy Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by New Dimensions FCU Energy Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | N/A |
Does New Dimensions FCU Energy Loans report your account activity to credit bureaus?
Yes, New Dimensions FCU Energy Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does New Dimensions Federal Credit Union perform a hard credit pull?
Yes, New Dimensions FCU Energy Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are New Dimensions FCU Energy Loans legit?
New Dimensions Federal Credit Union was founded in 1956, it is a well-established company that has been in business for 70 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
Closed
Other Services by New Dimensions Federal Credit Union
Other Personal Loans from New Dimensions Federal Credit Union
Rating not yet determined
APR
9.25%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 12
Rating not yet determined
APR
Starting at 13.24%
Disclaimer popup with additional information
Amount Range
Up to $30,000
Loan Term (Months)
Up to 60
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Learn MoreSuperMoney Net Recommendation Score
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