Last Updated: 04/18/2025
Patriot FCU Express Signature Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 17.37%(Verified 06/21/2024)
Amount Range
Starting at $1,000
Loan Term (Months)
Up to 12
Patriot FCU Express Signature Loans Review
Patriot FCU Express Signature Loans is offered by Patriot Federal Credit Union, a credit union founded in 1965 and based in Chambersburg, PA. Patriot FCU Express Signature Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Patriot FCU Express Signature Loans are on the higher end of the market.
Patriot FCU Express Signature Loans Pros & Cons
| Pros | Cons |
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Patriot FCU Express Signature Loans FAQ
What interest rates and personal loan terms does Patriot FCU Express Signature Loans offer?
Patriot FCU Express Signature Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Patriot FCU Express Signature Loans offer?
Patriot FCU Express Signature Loans offers a variable APR personal loan product that starts at 17.37% APR.
How much can you borrow via Patriot FCU Express Signature Loans?
Personal loan amounts start at $1,000 .
What is the maximum loan term you can get with Patriot FCU Express Signature Loans?
Patriot FCU Express Signature Loans offers loans with terms of up to 12 months.
| Personal Loan Amount | Starting at $1000 |
| Loan Term | up to 12 months |
| APR | Starting at 17.37% |
What fees does Patriot FCU Express Signature Loans charge?
Does Patriot FCU Express Signature Loans charge an origination fee?
Patriot FCU Express Signature Loans may charge a personal loan origination fee .
Does Patriot FCU Express Signature Loans charge a late fee?
Patriot FCU Express Signature Loans does not disclose whether it charges late payment fees.
Does Patriot FCU Express Signature Loans charge prepayment fees?
No, Patriot FCU Express Signature Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Patriot FCU Express Signature Loans?
Patriot FCU Express Signature Loans does not require or does not disclose a credit score minimum. Patriot FCU Express Signature Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Patriot FCU Express Signature Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Patriot FCU Express Signature Loans report your account activity to credit bureaus?
Yes, Patriot FCU Express Signature Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Patriot Federal Credit Union perform a hard credit pull?
Yes, Patriot FCU Express Signature Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Patriot FCU Express Signature Loans legit?
patriot federal credit union was founded in 1965, it is a well-established company that has been in business for 61 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
8:30AM - 12:00PM