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Last Updated: 04/18/2025

Patriot Federal CU Personal Loans

in Personal Loans from Patriot Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Patriot Federal Credit Union logo
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Highlights

APR (Factor Based)

9.99% - 17.37%(Verified 06/21/2024)

Amount Range

Starting at $500

Loan Term (Months)

Up to 120
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Patriot Federal CU Personal Loans Review

Patriot Federal CU Personal Loans is offered by Patriot Federal Credit Union, a credit union founded in 1965 and based in Chambersburg, PA. patriot federal credit union are available in 50 states and Washington, DC.

Key Takeaways

  • Super long loan terms. Patriot Federal CU Personal Loans offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.

patriot federal credit union Pros & Cons

patriot federal credit union FAQ

What interest rates and personal loan terms does patriot federal credit union offer?

What interest rates does patriot federal credit union offer?

patriot federal credit union offers a personal loan product that ranges from 9.99% APR up to 17.37% APR.

How much can you borrow via patriot federal credit union?

Personal loan amounts start at $500 .

What is the maximum loan term you can get with patriot federal credit union?

patriot federal credit union offers loans with terms of up to 120 months.

What fees does patriot federal credit union charge?

Does patriot federal credit union charge an origination fee?

patriot federal credit union may charge a personal loan origination fee .

Does patriot federal credit union charge a late fee?

patriot federal credit union does not disclose whether it charges late payment fees.

Does patriot federal credit union charge prepayment fees?

No, patriot federal credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Patriot Federal CU Personal Loans?

Patriot Federal CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
Patriot Federal CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Patriot Federal CU Personal Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Patriot Federal Credit Union perform a hard credit pull?

Yes, patriot federal credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Patriot Federal CU Personal Loans legit?

patriot federal credit union was founded in 1965, it is a well-established company that has been in business for 61 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

800 Wayne Ave
P.O. Box 778
Chambersburg, PA 17201
(888) 777-9982
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Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
8:30AM - 12:00PM

Other Services by Patriot Federal Credit Union