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  Patriot Federal CU Personal Loans
Patriot Federal CU Personal Loans
in Personal Loans from Patriot Federal Credit Union
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Patriot Federal CU Personal Loans

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in Personal Loans from Patriot Federal Credit Union
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Highlights
APR  (Factor Based) 9.99% - 17.37%
(Verified 08/04/2023)
Loan Amount Starting at $500
Loan Term (Months) Up to 120 months

Patriot Federal CU Personal Loans Review

Patriot Federal CU Personal Loans is offered by patriot federal credit union, a credit union founded in 1965 and based in Chambersburg, PA. patriot federal credit union are available in 50 states (and Washington, DC).

Key Takeaways

  • Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your Patriot Federal CU Personal Loans early.
  • Super long loan terms. Patriot Federal CU Personal Loans offers loan terms of up to 120 months. Most personal loans have a maximum term of 60 months.

patriot federal credit union Pros & Cons

Pros Cons
  • Charges an origination fee.
  • Does not offer pre-approval with soft credit pull.
  • Patriot Federal CU Personal Loans does not report to credit bureaus.
  • Charges prepayment fees.
  • Charges a late fee

patriot federal credit union FAQ

What interest rates and personal loan terms does patriot federal credit union offer?

What interest rates does patriot federal credit union offer?

patriot federal credit union offers a personal loan product that ranges from 9.99% APR up to 17.37% APR.

How much can you borrow via patriot federal credit union?

Personal loan amounts start at $500.

What is the maximum loan term you can get with patriot federal credit union?

patriot federal credit union offers loans with terms of up to 120 months.

patriot federal credit union Interest Rates & Loan Terms
Personal Loan Amount Starting at $500
Loan Term up to 120 months
APR 9.99% - 17.37%

What fees does patriot federal credit union charge?

Does patriot federal credit union charge an origination fee?

patriot federal credit union may charge a personal loan origination fee.

Does patriot federal credit union charge a late fee?

No, patriot federal credit union will not charge you a late fee if you miss one of the monthly payments.

Does patriot federal credit union charge prepayment fees?

No, patriot federal credit union does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

patriot federal credit union Fees
Origination Fee No
Prepayment Fee N/A
Late Payment Fee No

What do you need to qualify for Patriot Federal CU Personal Loans?

Patriot Federal CU Personal Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

Patriot Federal CU Personal Loans does not have or does not disclose a minimum annual income eligibility requirement. Patriot Federal CU Personal Loans only considers borrowers who are employed.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via Patriot Federal CU Personal Loans. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Patriot Federal CU Personal Loans.

To qualify, applicants may need to provide the following documentation:

  • Proof of income
  • Driver's license
  • Proof of identity
  • Proof of citizenship or residence permit
patriot federal credit union Eligibility Criteria
Minimum Age 18
Bank Account Required? No
Application Types Accepted
  • Individual Applications
Credit Score N/A

Are Patriot Federal CU Personal Loans legit?

Patriot Federal Credit Union was founded in 1965, it is a well-established company that has been in business for 58 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 4:30pm
  • Tuesday 8:30am - 4:30pm
  • Wednesday 8:30am - 4:30pm
  • Thursday 8:30am - 4:30pm
  • Friday 8:30am - 4:30pm
  • Saturday 8:30am - 12:00pm

Other Services by Patriot Federal Credit Union

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Credit Cards

3 Products

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Patriot Federal Credit Union Platinum VISA® Credit Card

Patriot Federal CU Cash Back Rewards VISA® Credit Card

Patriot Federal CU Secured VISA® Credit Card

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Auto Loans

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Icon for Banking

CD Accounts

2 Products

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Patriot Federal Credit Union CD Accounts

Patriot Federal Credit Union Continuous Saver CD Account

Checking Accounts

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Money Market Accounts

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Savings Accounts

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Icon for Mortgage

Home Equity Loans

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Joint Loan Applications Accepted
  • Individual Applications
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
  • Cash
  • 1099 Misc. Income
  • Tax Returns
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Income
  • Proof of Identity
  • Social Security Number
APR Type Factor Based
Loan Amount Starting at $500
APR (Factor Based) 9.99% - 17.37%
(Verified 08/04/2023)
Loan Term Up to 120 months

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