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Last Updated: 04/18/2025

Powerco Credit Union Personal Loans

in Personal Loans from Powerco Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
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APR (Fixed APR)

N/A

Amount Range

Up to $20,000

Loan Term (Months)

Up to 48
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Powerco Credit Union Personal Loans Review

Powerco Credit Union Personal Loans is offered by Powerco Credit Union, a credit union founded in 1935 and based in Atlanta, GA. Powerco Credit Union Personal Loans are available in 50 states and Washington, DC.

Key Takeaways

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Powerco Credit Union Personal Loans Pros & Cons

Powerco Credit Union Personal Loans FAQ

What interest rates and personal loan terms does Powerco Credit Union Personal Loans offer?

Powerco Credit Union Personal Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Powerco Credit Union Personal Loans offer?

Powerco Credit Union Personal Loans offers a fixed APR personal loan product but they do not disclose their interest rates.

What is the maximum loan term you can get with Powerco Credit Union Personal Loans?

Powerco Credit Union Personal Loans offers loans with terms of up to 48 months.

What fees does Powerco Credit Union Personal Loans charge?

Does Powerco Credit Union Personal Loans charge an origination fee?

Powerco Credit Union Personal Loans may charge a personal loan origination fee .

Does Powerco Credit Union Personal Loans charge a late fee?

Powerco Credit Union Personal Loans does not disclose whether it charges late payment fees.

Does Powerco Credit Union Personal Loans charge prepayment fees?

No, Powerco Credit Union Personal Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Powerco Credit Union Personal Loans?

Powerco Credit Union Personal Loans does not require or does not disclose a credit score minimum.
Powerco Credit Union Personal Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Powerco Credit Union Personal Loans.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Powerco Credit Union Personal Loans report your account activity to credit bureaus?

Yes, Powerco Credit Union Personal Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Powerco Credit Union perform a hard credit pull?

Yes, Powerco Credit Union Personal Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Powerco Credit Union Personal Loans legit?

Powerco Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

241 Ralph McGill Blvd NE
Atlanta, GA 30308
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed

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