Last Updated: 04/18/2025
Radiant Credit Union Credit Builder Secured Loan
Unaffiliated
in Personal Loans from Radiant Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 7.50%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Radiant Credit Union Credit Builder Secured Loan Review
Radiant Credit Union Credit Builder Secured Loan is offered by Radiant Credit Union, a credit union founded in 1957 and based in Gainesville, FL. Radiant Credit Union Credit Builder Secured Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 7.50%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Radiant Credit Union Credit Builder Secured Loan are on the lower end of the spectrum.
Radiant Credit Union Credit Builder Secured Loan Pros & Cons
| Pros | Cons |
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Radiant Credit Union Credit Builder Secured Loan FAQ
What interest rates and personal loan terms does Radiant Credit Union Credit Builder Secured Loan offer?
Radiant Credit Union Credit Builder Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Radiant Credit Union Credit Builder Secured Loan offer?
Radiant Credit Union Credit Builder Secured Loan offers a fixed APR personal loan product that starts at 7.50% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 7.50% |
What fees does Radiant Credit Union Credit Builder Secured Loan charge?
Does Radiant Credit Union Credit Builder Secured Loan charge an origination fee?
Radiant Credit Union Credit Builder Secured Loan may charge a personal loan origination fee .
Does Radiant Credit Union Credit Builder Secured Loan charge a late fee?
Radiant Credit Union Credit Builder Secured Loan does not disclose whether it charges late payment fees.
Does Radiant Credit Union Credit Builder Secured Loan charge prepayment fees?
No, Radiant Credit Union Credit Builder Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Radiant Credit Union Credit Builder Secured Loan?
Radiant Credit Union Credit Builder Secured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Radiant Credit Union Credit Builder Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Radiant Credit Union Credit Builder Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Radiant Credit Union Credit Builder Secured Loan report your account activity to credit bureaus?
Yes, Radiant Credit Union Credit Builder Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Radiant Credit Union perform a hard credit pull?
Yes, Radiant Credit Union Credit Builder Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Radiant Credit Union Credit Builder Secured Loan legit?
Radiant Credit Union was founded in 1957, it is a well-established company that has been in business for 69 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM