Is Service Plus Credit Union Share Secured Loan the right fit for you?
Last Updated: 04/18/2025
Service Plus Credit Union Share Secured Loan
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
Quick, easy, and won’t hurt your credit.
Highlights
APR (Variable APR)
2.15%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Service Plus Credit Union Share Secured Loan Review
Service Plus Credit Union Share Secured Loan is offered by Service Plus Credit Union, a credit union founded in 1950 and based in Moline, IL. Service Plus Credit Union Share Secured Loan are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Service Plus Credit Union Share Secured Loan are on the lower end of the spectrum.
Service Plus Credit Union Share Secured Loan Pros & Cons
| Pros | Cons |
|
|
Service Plus Credit Union Share Secured Loan FAQ
What interest rates and personal loan terms does Service Plus Credit Union Share Secured Loan offer?
Service Plus Credit Union Share Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Service Plus Credit Union Share Secured Loan offer?
Service Plus Credit Union Share Secured Loan offers a variable APR personal loan product of 2.15%.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 2.15% |
What fees does Service Plus Credit Union Share Secured Loan charge?
Does Service Plus Credit Union Share Secured Loan charge an origination fee?
Service Plus Credit Union Share Secured Loan may charge a personal loan origination fee .
Does Service Plus Credit Union Share Secured Loan charge a late fee?
Service Plus Credit Union Share Secured Loan does not disclose whether it charges late payment fees.
Does Service Plus Credit Union Share Secured Loan charge prepayment fees?
No, Service Plus Credit Union Share Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Service Plus Credit Union Share Secured Loan?
Service Plus Credit Union Share Secured Loan does not require or does not disclose a credit score minimum. Service Plus Credit Union Share Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Service Plus Credit Union Share Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Service Plus Credit Union Share Secured Loan report your account activity to credit bureaus?
Yes, Service Plus Credit Union Share Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Service Plus Credit Union perform a hard credit pull?
Yes, Service Plus Credit Union Share Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Service Plus Credit Union Share Secured Loan legit?
Service Plus Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Hours of Operation
SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:30PMSaturdayClosed
Other Services by Service Plus Credit Union
Checking Accounts
Be the first to rate
Money Market Accounts
Be the first to rate
Savings Accounts
Be the first to rate
Credit Cards
Be the first to rate
Other Personal Loans from Service Plus Credit Union
Rating not yet determined
APR
2.300% - 7.64%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
N/A
Rating not yet determined
APR
Starting at 11.25%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 48
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Service Plus Credit Union Share Secured Loan Community Reviews
Would you recommend Service Plus Credit Union Share Secured Loan to your friends?
There are currently no reviews.
