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Last Updated: 04/18/2025

Teachers FCU Vacation Loans

in Personal Loans from Teachers Federal Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Teachers Federal Credit Union logo
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Highlights

APR (Variable APR)

Starting at 7.00%(Verified 08/25/2024)

Amount Range

$250 - $5,000

Loan Term (Months)

Up to 24
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Teachers FCU Vacation Loans Review

Teachers FCU Vacation Loans is offered by Teachers Federal Credit Union, a credit union founded in 1974 and based in Hauppauge, NY. Teachers FCU Vacation Loans are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.

Teachers FCU Vacation Loans Pros & Cons

Teachers FCU Vacation Loans FAQ

What interest rates and personal loan terms does Teachers FCU Vacation Loans offer?

Teachers FCU Vacation Loans has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Teachers FCU Vacation Loans offer?

Teachers FCU Vacation Loans offers a variable APR personal loan product that starts at 7.00% APR.

How much can you borrow via Teachers FCU Vacation Loans?

Personal loan amounts start at $250 and go up to $5,000

What is the maximum loan term you can get with Teachers FCU Vacation Loans?

Teachers FCU Vacation Loans offers loans with terms of up to 24 months.

What fees does Teachers FCU Vacation Loans charge?

Does Teachers FCU Vacation Loans charge an origination fee?

Teachers FCU Vacation Loans may charge a personal loan origination fee .

Does Teachers FCU Vacation Loans charge a late fee?

Teachers FCU Vacation Loans does not disclose whether it charges late payment fees.

Does Teachers FCU Vacation Loans charge prepayment fees?

No, Teachers FCU Vacation Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Teachers FCU Vacation Loans?

Teachers FCU Vacation Loans does not require or does not disclose a credit score minimum.
Teachers FCU Vacation Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Teachers FCU Vacation Loans.
To qualify, applicants may need to provide the following documentation:
  • Proof of income
  • Driver's license or other government photo ID
  • Proof of identity
  • Proof of citizenship or residence permit

Does Teachers FCU Vacation Loans report your account activity to credit bureaus?

Yes, Teachers FCU Vacation Loans reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Teachers Federal Credit Union perform a hard credit pull?

Yes, Teachers FCU Vacation Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Teachers FCU Vacation Loans legit?

Teachers Federal Credit Union was founded in 1974, it is a well-established company that has been in business for 52 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

2410 North Ocean Avenue, Farmingville
Hauppauge, NY 11738
(800) 341-4333
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 2:00PM

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Other Personal Loans from Teachers Federal Credit Union

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Teachers FCU Energy Assistance Loan
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APR

7.00%
Disclaimer popup with additional information

Amount Range

$250 - $3K

Loan Term (Months)

Up to 18
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Teachers Federal Credit Union logo
Teachers FCU Holiday Loans
Rating not yet determined
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APR

Starting at 7.00%
Disclaimer popup with additional information

Amount Range

$250 - $5K

Loan Term (Months)

Up to 24
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Teachers Federal Credit Union logo
Teachers FCU Personal Loans
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APR

Starting at 10.99%
Disclaimer popup with additional information

Amount Range

Up to $40K

Loan Term (Months)

24 - 72
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Teachers Federal Credit Union logo
Teachers FCU PV/Solar Loan
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APR

7.99%
Disclaimer popup with additional information

Amount Range

$5K - $35K

Loan Term (Months)

Up to 24
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Teachers Federal Credit Union logo
Teachers FCU Short-Term Loans
Rating not yet determined
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APR

N/A

Amount Range

$200 - $1K

Loan Term (Months)

1 - 6
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SuperMoney Net Recommendation Score

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-1000+100
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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Teachers FCU Vacation Loans Community Reviews

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