Last Updated: 04/18/2025
Ventura County AdvantageLine Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
Starting at 14.20%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Ventura County AdvantageLine Loan Review
Ventura County AdvantageLine Loan is offered by Ventura County Credit Union, a credit union founded in 1950 and based in Ventura, CA. Ventura County AdvantageLine Loan are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Ventura County AdvantageLine Loan are on the higher end of the market.
Ventura County AdvantageLine Loan Pros & Cons
| Pros | Cons |
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Ventura County AdvantageLine Loan FAQ
What interest rates and personal loan terms does Ventura County AdvantageLine Loan offer?
Ventura County AdvantageLine Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Ventura County AdvantageLine Loan offer?
Ventura County AdvantageLine Loan offers a variable APR personal loan product that starts at 14.20% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 14.20% |
What fees does Ventura County AdvantageLine Loan charge?
Does Ventura County AdvantageLine Loan charge an origination fee?
Ventura County AdvantageLine Loan may charge a personal loan origination fee .
Does Ventura County AdvantageLine Loan charge a late fee?
Ventura County AdvantageLine Loan does not disclose whether it charges late payment fees.
Does Ventura County AdvantageLine Loan charge prepayment fees?
No, Ventura County AdvantageLine Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Ventura County AdvantageLine Loan?
Ventura County AdvantageLine Loan does not require or does not disclose a credit score minimum. Ventura County AdvantageLine Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ventura County AdvantageLine Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Ventura County AdvantageLine Loan report your account activity to credit bureaus?
Yes, Ventura County AdvantageLine Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ventura County Credit Union perform a hard credit pull?
Yes, Ventura County AdvantageLine Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Ventura County AdvantageLine Loan legit?
Ventura County Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
9:00AM - 2:00PM