Last Updated: 04/18/2025
Ventura County CU Technology Loan
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Variable APR)
7.00% - 9.00%(Verified 06/21/2024)
Amount Range
$500 - $5,000
Loan Term (Months)
Up to 36
Ventura County CU Technology Loan Review
Ventura County CU Technology Loan is offered by Ventura County Credit Union, a credit union founded in 1950 and based in Ventura, CA. Ventura County CU Technology Loan are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. These are average interest rates for a personal loan. If you have good credit or a cosigner, you could probably find better rates.
Ventura County CU Technology Loan Pros & Cons
| Pros | Cons |
|
Ventura County CU Technology Loan FAQ
What interest rates and personal loan terms does Ventura County CU Technology Loan offer?
Ventura County CU Technology Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Ventura County CU Technology Loan offer?
Ventura County CU Technology Loan offers a variable APR personal loan product that ranges from 7.00% APR up to 9.00% APR.
How much can you borrow via Ventura County CU Technology Loan?
Personal loan amounts start at $500 and go up to $5,000
What is the maximum loan term you can get with Ventura County CU Technology Loan?
Ventura County CU Technology Loan offers loans with terms of up to 36 months.
| Personal Loan Amount | $500 - $5000 |
| Loan Term | up to 36 months |
| APR | 7.00% - 9.00% |
What fees does Ventura County CU Technology Loan charge?
Does Ventura County CU Technology Loan charge an origination fee?
Ventura County CU Technology Loan may charge a personal loan origination fee .
Does Ventura County CU Technology Loan charge a late fee?
Ventura County CU Technology Loan does not disclose whether it charges late payment fees.
Does Ventura County CU Technology Loan charge prepayment fees?
No, Ventura County CU Technology Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Ventura County CU Technology Loan?
Ventura County CU Technology Loan does not require or does not disclose a credit score minimum. Ventura County CU Technology Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ventura County CU Technology Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Ventura County CU Technology Loan report your account activity to credit bureaus?
Yes, Ventura County CU Technology Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ventura County Credit Union perform a hard credit pull?
Yes, Ventura County CU Technology Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Ventura County CU Technology Loan legit?
Ventura County Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
9:00AM - 2:00PM