Last Updated: 04/18/2025
Ventura County Credit Union Green Loans
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
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Amount Range
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Loan Term (Months)
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Ventura County Credit Union Green Loans Review
Ventura County Credit Union Green Loans is offered by Ventura County Credit Union, a credit union founded in 1950 and based in Ventura, CA. Ventura County Credit Union Green Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging.
Ventura County Credit Union Green Loans Pros & Cons
| Pros | Cons |
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Ventura County Credit Union Green Loans FAQ
What interest rates and personal loan terms does Ventura County Credit Union Green Loans offer?
Ventura County Credit Union Green Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Ventura County Credit Union Green Loans offer?
Ventura County Credit Union Green Loans offers a variable APR personal loan product but they do not disclose their interest rates.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | N/A |
What fees does Ventura County Credit Union Green Loans charge?
Does Ventura County Credit Union Green Loans charge an origination fee?
Ventura County Credit Union Green Loans may charge a personal loan origination fee .
Does Ventura County Credit Union Green Loans charge a late fee?
Ventura County Credit Union Green Loans does not disclose whether it charges late payment fees.
Does Ventura County Credit Union Green Loans charge prepayment fees?
No, Ventura County Credit Union Green Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Ventura County Credit Union Green Loans?
Ventura County Credit Union Green Loans does not require or does not disclose a credit score minimum. Ventura County Credit Union Green Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Ventura County Credit Union Green Loans.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Ventura County Credit Union Green Loans report your account activity to credit bureaus?
Yes, Ventura County Credit Union Green Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ventura County Credit Union perform a hard credit pull?
Yes, Ventura County Credit Union Green Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Ventura County Credit Union Green Loans legit?
Ventura County Credit Union was founded in 1950, it is a well-established company that has been in business for 76 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 6:00PM
Friday
8:00AM - 6:00PM
Saturday
9:00AM - 2:00PM