Last Updated: 04/18/2025
Vermont FCU Quick Fix Home Improvement Loan
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
8.99%(Verified 06/21/2024)
Amount Range
$2,500 - $15,000
Loan Term (Months)
0 - 72
Vermont FCU Quick Fix Home Improvement Loan Review
Vermont FCU Quick Fix Home Improvement Loan is offered by Vermont Federal Credit Union, a credit union founded in 1953 and based in South Burlington, VT. Vermont FCU Quick Fix Home Improvement Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 8.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Vermont FCU Quick Fix Home Improvement Loan are on the lower end of the spectrum.
- Short loan terms. Vermont FCU Quick Fix Home Improvement Loan have loan terms as short as 0 month.
- Super long loan terms. Vermont FCU Quick Fix Home Improvement Loan offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Vermont FCU Quick Fix Home Improvement Loan Pros & Cons
| Pros | Cons |
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Vermont FCU Quick Fix Home Improvement Loan FAQ
What interest rates and personal loan terms does Vermont FCU Quick Fix Home Improvement Loan offer?
What interest rates does Vermont FCU Quick Fix Home Improvement Loan offer?
Vermont FCU Quick Fix Home Improvement Loan offers a fixed APR personal loan product of 8.99%.
How much can you borrow via Vermont FCU Quick Fix Home Improvement Loan?
Personal loan amounts start at $2,500 and go up to $15,000
What is the maximum loan term you can get with Vermont FCU Quick Fix Home Improvement Loan?
Vermont FCU Quick Fix Home Improvement Loan offers loans with terms of up to 72 months.
| Personal Loan Amount | $2500 - $15000 |
| Loan Term | 0 - 72 months |
| APR | 8.99% |
What fees does Vermont FCU Quick Fix Home Improvement Loan charge?
Does Vermont FCU Quick Fix Home Improvement Loan charge an origination fee?
Vermont FCU Quick Fix Home Improvement Loan may charge a personal loan origination fee .
Does Vermont FCU Quick Fix Home Improvement Loan charge a late fee?
Vermont FCU Quick Fix Home Improvement Loan does not disclose whether it charges late payment fees.
Does Vermont FCU Quick Fix Home Improvement Loan charge prepayment fees?
No, Vermont FCU Quick Fix Home Improvement Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Vermont FCU Quick Fix Home Improvement Loan?
Vermont FCU Quick Fix Home Improvement Loan does not require or does not disclose a credit score minimum. Vermont FCU Quick Fix Home Improvement Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Vermont FCU Quick Fix Home Improvement Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
- Proof of residence
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Vermont FCU Quick Fix Home Improvement Loan report your account activity to credit bureaus?
Yes, Vermont FCU Quick Fix Home Improvement Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Vermont Federal Credit Union perform a hard credit pull?
Yes, Vermont FCU Quick Fix Home Improvement Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Vermont FCU Quick Fix Home Improvement Loan legit?
vermont federal credit union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed