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Last Updated: 04/18/2025

Vermont FCU Solar Loan

from Vermont Federal Credit Union

Last Updated: 04/18/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

APR (Variable APR)

Starting at 5.90%(Verified 06/21/2024)

Amount Range

$5,000 - $75,000

Loan Term (Months)

Up to 20

Vermont FCU Solar Loan Review

Vermont FCU Solar Loan is offered by Vermont Federal Credit Union, a credit union founded in 1953 and based in South Burlington, VT. Vermont FCU Solar Loan are available in 50 states and Washington, DC.

Key Takeaways

Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Vermont FCU Solar Loan are on the lower end of the spectrum.
Large loan amounts. You can apply for loan amounts of up to $75,000 with Vermont FCU Solar Loan .
Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Vermont FCU Solar Loan.

Vermont FCU Solar Loan Pros & Cons

Pros

Cons

Low APRs available to qualified borrowers.
Accepts cosigners and coborrowers.

Charges an origination fee.
Does not offer pre-approval with soft credit pull.
Charges prepayment fees.

Vermont FCU Solar Loan FAQ

What interest rates and personal loan terms does Vermont FCU Solar Loan offer?

Vermont FCU Solar Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Vermont FCU Solar Loan offer?

Vermont FCU Solar Loan offers a variable APR personal loan product that starts at 5.90% APR.

How much can you borrow via Vermont FCU Solar Loan?

Personal loan amounts start at $5,000 and go up to $75,000

What is the maximum loan term you can get with Vermont FCU Solar Loan?

Vermont FCU Solar Loan offers loans with terms of up to 20 months.

Vermont FCU Solar Loan Interest Rates & Loan Terms

Personal Loan Amount

$5000 - $75000

Loan Term

up to 20 months

APR

Starting at 5.90%

What fees does Vermont FCU Solar Loan charge?

Does Vermont FCU Solar Loan charge an origination fee?

Vermont FCU Solar Loan may charge a personal loan origination fee .

Does Vermont FCU Solar Loan charge a late fee?

Vermont FCU Solar Loan does not disclose whether it charges late payment fees.

Does Vermont FCU Solar Loan charge prepayment fees?

No, Vermont FCU Solar Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

Vermont FCU Solar Loan Fees

Origination Fee

Prepayment Fee

N/A

Late Payment Fee

What do you need to qualify for Vermont FCU Solar Loan?

Vermont FCU Solar Loan does not require or does not disclose a credit score minimum.

Vermont FCU Solar Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Vermont FCU Solar Loan.

To qualify, applicants may need to provide the following documentation:

Proof of income
Driver's license or other government photo ID
Proof of identity
Proof of citizenship or residence permit
Proof of residence

Vermont FCU Solar Loan Eligibility Criteria

Minimum Age

N/A

Bank Account Required?

Application Types Accepted

Co-borrowers
Cosigners
Individual Applications

Credit Score

N/A

Does Vermont FCU Solar Loan report your account activity to credit bureaus?

Yes, Vermont FCU Solar Loan reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Vermont Federal Credit Union perform a hard credit pull?

Yes, Vermont FCU Solar Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Vermont FCU Solar Loan legit?

vermont federal credit union was founded in 1953, it is a well-established company that has been in business for 73 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

275 Kennedy Dr

South Burlington, VT 05403

(802) 658-0225

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:30AM - 5:00PM

Tuesday

8:30AM - 5:00PM

Wednesday

8:30AM - 5:00PM

Thursday

8:30AM - 5:00PM

Friday

8:30AM - 5:00PM

Saturday

Closed

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7.36% - 7.99%

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Loan Term (Months)

10 - 30

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9.00%

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$250 - $5K

Loan Term (Months)

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Vermont FCU Lifestyle Loans

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7.00% - 9.50%

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Amount Range

Starting at $2.5K

Loan Term (Months)

Up to 5

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Vermont FCU Quick Fix Home Improvement Loan

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$2.5K - $15K

Loan Term (Months)

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

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