Last Updated: 04/18/2025
Vermont FCU Credit Builder Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Variable APR)
6.00%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Vermont FCU Credit Builder Loan Review
Vermont FCU Credit Builder Loan is offered by Vermont Federal Credit Union, a credit union founded in 1953 and based in South Burlington, VT. Vermont FCU Credit Builder Loans are available in 50 states and Washington, DC.
Key Takeaways
- Uses a variable APR. This is uncommon for personal loans. If interest rates rise in the future it could make the monthly payments more challenging. Personal loan interest rates typically range between 9% and 36%. The starting rates for Vermont FCU Credit Builder Loan are on the lower end of the spectrum.
Vermont FCU Credit Builder Loans Pros & Cons
| Pros | Cons |
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Vermont FCU Credit Builder Loans FAQ
What interest rates and personal loan terms does Vermont FCU Credit Builder Loans offer?
Vermont FCU Credit Builder Loans has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Vermont FCU Credit Builder Loans offer?
Vermont FCU Credit Builder Loans offers a variable APR personal loan product of 6.00%.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | 6.00% |
What fees does Vermont FCU Credit Builder Loans charge?
Does Vermont FCU Credit Builder Loans charge an origination fee?
Vermont FCU Credit Builder Loans may charge a personal loan origination fee .
Does Vermont FCU Credit Builder Loans charge a late fee?
Vermont FCU Credit Builder Loans does not disclose whether it charges late payment fees.
Does Vermont FCU Credit Builder Loans charge prepayment fees?
No, Vermont FCU Credit Builder Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Vermont FCU Credit Builder Loan?
Vermont FCU Credit Builder Loan does not require or does not disclose a credit score minimum. Vermont FCU Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Vermont FCU Credit Builder Loan.
To qualify, applicants may need to provide the following documentation:
- Proof of income
- Driver's license or other government photo ID
- Proof of identity
- Proof of citizenship or residence permit
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Vermont FCU Credit Builder Loan report your account activity to credit bureaus?
Yes, Vermont FCU Credit Builder Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Vermont Federal Credit Union perform a hard credit pull?
Yes, Vermont FCU Credit Builder Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Vermont FCU Credit Builder Loan legit?
vermont federal credit union was founded in 1953, it is a well-established company that has been in business for 73 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed