Last Updated: 04/18/2025
Westerly Community Credit Union Home Improvement Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
8.25% - 8.75%(Verified 06/21/2024)
Amount Range
Up to $50,000
Loan Term (Months)
5 - 10
Westerly Community Credit Union Home Improvement Loans Review
Westerly Community Credit Union Home Improvement Loans is offered by Westerly Community Credit Union, a credit union founded in 1948 and based in Westerly, RI. Westerly Community Credit Union Home Improvement Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Westerly Community Credit Union Home Improvement Loans are on the lower end of the spectrum.
- Short loan terms. Westerly Community Credit Union Home Improvement Loans have loan terms as short as 5 months.
Westerly Community Credit Union Home Improvement Loans Pros & Cons
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Westerly Community Credit Union Home Improvement Loans FAQ
What interest rates and personal loan terms does Westerly Community Credit Union Home Improvement Loans offer?
What interest rates does Westerly Community Credit Union Home Improvement Loans offer?
Westerly Community Credit Union Home Improvement Loans offers a fixed APR personal loan product that ranges from 8.25% APR up to 8.75% APR.
What is the maximum loan term you can get with Westerly Community Credit Union Home Improvement Loans?
Westerly Community Credit Union Home Improvement Loans offers loans with terms of up to 10 months.
| Personal Loan Amount | up to $50000.00 |
| Loan Term | 5 - 10 months |
| APR | 8.25% - 8.75% |
What fees does Westerly Community Credit Union Home Improvement Loans charge?
Does Westerly Community Credit Union Home Improvement Loans charge an origination fee?
Westerly Community Credit Union Home Improvement Loans may charge a personal loan origination fee .
Does Westerly Community Credit Union Home Improvement Loans charge a late fee?
Westerly Community Credit Union Home Improvement Loans does not disclose whether it charges late payment fees.
Does Westerly Community Credit Union Home Improvement Loans charge prepayment fees?
No, Westerly Community Credit Union Home Improvement Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Westerly Community Credit Union Home Improvement Loans?
Westerly Community Credit Union Home Improvement Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Westerly Community Credit Union Home Improvement Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Westerly Community Credit Union Home Improvement Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Westerly Community Credit Union Home Improvement Loans report your account activity to credit bureaus?
Yes, Westerly Community Credit Union Home Improvement Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Westerly Community Credit Union perform a hard credit pull?
Yes, Westerly Community Credit Union Home Improvement Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Westerly Community Credit Union Home Improvement Loans legit?
Westerly Community Credit Union was founded in 1948, it is a well-established company that has been in business for 78 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM