Is Westerly Community Credit Union Home Improvement Loans the right fit for you?
Last Updated: 04/18/2025
Westerly Community Credit Union Home Improvement Loans
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateCommunity Recommended Products
View AllSponsored
Strongly recommended702 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended313 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
Quick, easy, and won’t hurt your credit.
Highlights
APR (Fixed APR)
8.25% - 8.75%(Verified 06/21/2024)
Amount Range
Up to $50,000
Loan Term (Months)
5 - 10
Westerly Community Credit Union Home Improvement Loans Review
Westerly Community Credit Union Home Improvement Loans is offered by Westerly Community Credit Union, a credit union founded in 1948 and based in Westerly, RI. Westerly Community Credit Union Home Improvement Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 8.25%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Westerly Community Credit Union Home Improvement Loans are on the lower end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Westerly Community Credit Union Home Improvement Loans.
- Short loan terms. Westerly Community Credit Union Home Improvement Loans have loan terms as short as 5 months.
Westerly Community Credit Union Home Improvement Loans Pros & Cons
| Pros | Cons |
|
|
Westerly Community Credit Union Home Improvement Loans FAQ
What interest rates and personal loan terms does Westerly Community Credit Union Home Improvement Loans offer?
What interest rates does Westerly Community Credit Union Home Improvement Loans offer?
Westerly Community Credit Union Home Improvement Loans offers a fixed APR personal loan product that ranges from 8.25% APR up to 8.75% APR.
What is the maximum loan term you can get with Westerly Community Credit Union Home Improvement Loans?
Westerly Community Credit Union Home Improvement Loans offers loans with terms of up to 10 months.
| Personal Loan Amount | up to $50000.00 |
| Loan Term | 5 - 10 months |
| APR | 8.25% - 8.75% |
What fees does Westerly Community Credit Union Home Improvement Loans charge?
Does Westerly Community Credit Union Home Improvement Loans charge an origination fee?
Westerly Community Credit Union Home Improvement Loans may charge a personal loan origination fee .
Does Westerly Community Credit Union Home Improvement Loans charge a late fee?
Westerly Community Credit Union Home Improvement Loans does not disclose whether it charges late payment fees.
Does Westerly Community Credit Union Home Improvement Loans charge prepayment fees?
No, Westerly Community Credit Union Home Improvement Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Westerly Community Credit Union Home Improvement Loans?
Westerly Community Credit Union Home Improvement Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Westerly Community Credit Union Home Improvement Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Westerly Community Credit Union Home Improvement Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Westerly Community Credit Union Home Improvement Loans report your account activity to credit bureaus?
Yes, Westerly Community Credit Union Home Improvement Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Westerly Community Credit Union perform a hard credit pull?
Yes, Westerly Community Credit Union Home Improvement Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Westerly Community Credit Union Home Improvement Loans legit?
Westerly Community Credit Union was founded in 1948, it is a well-established company that has been in business for 78 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Created by
Fact Checked by
Hours of Operation
SundayClosedMonday9:00AM - 4:00PMTuesday9:00AM - 4:00PMWednesday9:00AM - 4:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturday9:00AM - 12:00PM
Other Services by Westerly Community Credit Union
Other Personal Loans from Westerly Community Credit Union
Rating not yet determined
APR
9.99%
Disclaimer popup with additional information
Amount Range
Up to $50,000
Loan Term (Months)
36 - 60
SuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Westerly Community Credit Union Home Improvement Loans Community Reviews
Would you recommend Westerly Community Credit Union Home Improvement Loans to your friends?
There are currently no reviews.
You might also like
Best Personal Loans
SuperMoney
What Is the Average Cost of an Outdoor Pool? 6 Factors to Consider
Julie Bawden-Davis
Pool Financing : 6 ways to know in advance
Jennifer Xue
What's the Best Way to Finance Home Improvement Projects
Jessica Walrack