First Bank and Trust Student Loan

First Bank and Trust Student Loan Review

First Bank and Trust Student Loan is offered by First Bank and Trust, a bank founded in 1925 and based in Brookings, SD. First Bank and Trust Student Loan are available in 2 states across the USA.

First Bank and Trust Student Loan FAQ

What rates does First Bank and Trust Student Loan offer for in-school private student loan?

Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from First Bank and Trust Student Loan?

Available loan amounts may vary by applicant

Does First Bank and Trust Student Loan charge an origination fee?

No, First Bank and Trust Student Loan does not charge a loan origination fee.

A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does First Bank and Trust Student Loan charge prepayment fees?

No, First Bank and Trust Student Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does First Bank and Trust Student Loan offer?

First Bank and Trust Student Loan provides repayment terms ranging from to years.

What type of borrowers will First Bank and Trust Student Loan consider?

First Bank and Trust Student Loan considers loans applications from:

• undergraduate students
• graduate students
• parents of students
• undergraduate degree holders
• graduate degree holders
• parents of graduates

What do you need to qualify for First Bank and Trust Student Loan?

Applicants with a credit score of at least 630 and up to 840 may be eligible for First Bank and Trust Student Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

First Bank and Trust Student Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank and Trust Student Loan only considers borrowers who are employed.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank and Trust Student Loan.

To qualify, applicants may need to provide the following documentation:

• Recent pay stubs
• Proof of income
• Recent bank statements
• Driver's license
• Government issued photo ID
• Proof of identity

Is First Bank and Trust a legit company?

First Bank and Trust was founded in 1925, it is a well-established company with approximately 700 employees that has been in business for 98 years.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.