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Last Updated: 04/18/2025

First Bank and Trust Student Loan

in Private Student Loans from First Bank and Trust

Last Updated: 04/18/2025

First Bank and Trust Student Loan logo
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First Bank and Trust Student Loan Review

First Bank and Trust Student Loan is offered by First Bank and Trust, a bank founded in 1925 and based in Brookings, SD. First Bank and Trust Student Loan are available in 2 states.

First Bank and Trust Student Loan FAQ

What rates does First Bank and Trust Student Loan offer for in-school private student loan?

Many students have little or no credit history when they start college. By having a parent or other creditworthy individual cosign the loan, the student may improve their chance of approval or qualify for lower interest rates.

How much can you borrow from First Bank and Trust Student Loan?

Available loan amounts may vary by applicant

Does First Bank and Trust Student Loan charge an origination fee?

No, First Bank and Trust Student Loan does not charge a loan origination fee.
A loan origination fee is what some lenders charge for processing, underwriting, and funding a loan. Typically fees range from 0.5% to 5% of the loan amount. Whenever possible, go with lenders that don’t charge origination fees.

Does First Bank and Trust Student Loan charge prepayment fees?

No, First Bank and Trust Student Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the loan off early.

What terms does First Bank and Trust Student Loan offer?

First Bank and Trust Student Loan provides repayment terms ranging from to years.

What type of borrowers will First Bank and Trust Student Loan consider?

First Bank and Trust Student Loan considers loans applications from:

    What do you need to qualify for First Bank and Trust Student Loan?

    Applicants with a credit score of at least 630 and up to 840 may be eligible for First Bank and Trust Student Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
    First Bank and Trust Student Loan does not have or does not disclose a minimum annual income eligibility requirement.
    U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank and Trust Student Loan.
    To qualify, applicants may need to provide the following documentation:
    • Recent pay stubs
    • Proof of income
    • Bank account information
    • Driver's license or other government photo ID
    • Government issued photo ID
    • Proof of identity

    Is First Bank and Trust a legit company?

    First Bank and Trust was founded in 1925, it is a well-established company that has been in business for 101 years.
    Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

    SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

    Contact

    Headquarters

    520 6th Street
    Brookings, SD 57006
    Visit Site
    Email Support

    Hours of Operation

    Sunday
    Closed
    Monday
    8:00AM - 5:00PM
    Tuesday
    8:00AM - 5:00PM
    Wednesday
    8:00AM - 5:00PM
    Thursday
    8:00AM - 5:00PM
    Friday
    8:00AM - 5:00PM
    Saturday
    9:00AM - 12:00PM

    Other Services by First Bank and Trust