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Interest Rates

Interest rates are the cost of borrowing money, and are typically expressed as a percentage of the amount borrowed. Interest rates are set by central banks and other financial authorities, and are used to influence the demand for credit and the level of economic activity in an economy. Continue Reading Below

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Industry Studies

2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices Thumbnail

2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices

Miron Lulic

Encyclopedia Articles

Discover the definition of financial terms related to interest rates.

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Learn About Interest Rates

Thumbnail for Blog Article: Best Unsecured Credit Cards for Bad Credit: No Deposit Options

Best Unsecured Credit Cards for Bad Credit: No Deposit Options

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Thumbnail for Blog Article: ARMs Hit 11% of Mortgage Locks at 7.3% Rates. When a 7/1 Saves Money and When It Bites

ARMs Hit 11% of Mortgage Locks at 7.3% Rates. When a 7/1 Saves Money and When It Bites

SuperMoney Team

Thumbnail for Blog Article: One in Five New Car Buyers Now Pays $1,000 a Month. Here's How to Keep Your Payment Under Control

One in Five New Car Buyers Now Pays $1,000 a Month. Here's How to Keep Your Payment Under Control

SuperMoney Team

Thumbnail for Blog Article: Inflation Rose to 3.7% in September. Gas Is Up 34%, and That's Where Your Budget Is Getting Hit

Inflation Rose to 3.7% in September. Gas Is Up 34%, and That's Where Your Budget Is Getting Hit

SuperMoney Team

Thumbnail for Blog Article: 2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices

2026 Personal Loan Interest Rate Study: Same Borrower, Very Different Prices

Miron Lulic

Thumbnail for Blog Article: Adjustable-Rate Mortgages Are Back at 10.3% of Applications. Is a 6.43% ARM Worth the Risk Over a 7.40% Fixed Rate?

Adjustable-Rate Mortgages Are Back at 10.3% of Applications. Is a 6.43% ARM Worth the Risk Over a 7.40% Fixed Rate?

SuperMoney Team

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About Interest Rates

Interest rates are the cost of borrowing money, and are typically expressed as a percentage of the amount borrowed. Interest rates are set by central banks and other financial authorities, and are used to influence the demand for credit and the level of economic activity in an economy.