Payment Cards
Payment cards are financial instruments that are used to make payments or access credit. Payment cards may be debit cards, which are linked to a checking or savings account and allow users to make purchases or withdraw cash by drawing on the funds in their account, or credit cards, which allow users to borrow money from a lender and pay it back over time, typically with interest. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to payment cards.

Credit Card Churning: How It Works and the Risks
Andrew Latham

Maxed Out Credit Card: What Happens, How It Hurts Your Score, and How to Fix It
Justin Smith

What Is a Credit Union? How It Works and How to Join
Andrew Latham
Balance Transfer: Definition, How It Works, and Key Terms
Andrew Latham

What Is a Credit Card? Definition, Types, and How It Works
Andrew Latham

Statement Balance vs. Current Balance: Definition, How it Works & Key Differences
Andrew Latham

Annual Percentage Rate (APR): Definition, Types, and How It's Calculated
Andrew Latham

Card Readers: How They Work and Real-World Applications
SuperMoney Team

Account Balance: What It Is and How to Effectively Manage It
SuperMoney Team

Traveler's Check: How It Works, Pros and Cons, and Examples
SuperMoney Team
Learn About Payment Cards

How to Beat a Debt Collector in Court
Benjamin Locke

Can a Credit Card Company Sue You?
Lacey Stark

How To Settle Credit Card Debt When a Lawsuit Has Been Filed
David Hodges

Can a Credit Card Company Garnish Your Wages?
Benjamin Locke

Best Unsecured Credit Cards for Bad Credit: No Deposit Options
Jessica Walrack

Interested In a Joint Credit Card? Here's What You Need To Know
Cara Corey

Can I Use My Debit Card in Mexico?
Emily Africa

How To Cancel A Pending Transaction On A Debit Card
Trevor Dawson

Where Is The Security Code On A Debit Card
Sammi Toner

How Long Does A Debit Card Refund Take?
Heather Popovic

How Much Should You Care About Your Credit Card's APR?
Ben Luthi

Visa Benefits Levels -- The Definitive Guide
Eliana Carmona

6 Credit Card Secrets You Need to Know About
Allison Martin

Discover it vs Chase Freedom Unlimited - Which Card is Better?
Allison Martin

Chase's 5/24 Rule: What You Need To Know
Jamela Adam

Does BJ's Take Apple Pay Or Google Pay?
Rachel Whitener
