Payment Cards
Payment cards are financial instruments that are used to make payments or access credit. Payment cards may be debit cards, which are linked to a checking or savings account and allow users to make purchases or withdraw cash by drawing on the funds in their account, or credit cards, which allow users to borrow money from a lender and pay it back over time, typically with interest. Continue Reading Below
Industry Studies
Encyclopedia Articles
Discover the definition of financial terms related to payment cards.
Credit Card Churning: How It Works and the Risks
Andrew Latham
Maxed Out Credit Card: What Happens, How It Hurts Your Score, and How to Fix It
Justin Smith
What Is a Credit Union? How It Works and How to Join
Andrew Latham
Balance Transfer: Definition, How It Works, and Key Terms
Andrew Latham
What Is a Credit Card? Definition, Types, and How It Works
Andrew Latham
Statement Balance vs. Current Balance: Definition, How it Works & Key Differences
Andrew Latham
Annual Percentage Rate (APR): Definition, Types, and How It's Calculated
Andrew Latham
Card Readers: How They Work and Real-World Applications
SuperMoney Team
Account Balance: What It Is and How to Effectively Manage It
SuperMoney Team
Traveler's Check: How It Works, Pros and Cons, and Examples
SuperMoney Team
Learn About Payment Cards
How to Beat a Debt Collector in Court
Benjamin Locke
Can a Credit Card Company Sue You?
Lacey Stark
How To Settle Credit Card Debt When a Lawsuit Has Been Filed
David Hodges
Can a Credit Card Company Garnish Your Wages?
Benjamin Locke
Best Unsecured Credit Cards for Bad Credit: No Deposit Options
Jessica Walrack
Interested In a Joint Credit Card? Here's What You Need To Know
Cara Corey
How to Use a Checking Account for Everyday Spending
Andrew Latham
Alternatives to Buy Now, Pay Later (BNPL)
Andrew Latham
Pros and Cons of Buy Now, Pay Later (BNPL)
Andrew Latham
What Is Buy Now, Pay Later (BNPL)? How It Works, Pros, Cons, and Best Apps
Andrew Latham
How Much Cash Back Can You Get at Walmart? 2026 Update
Camilla Smoot
Should You Pay Off Credit Card Debt Before Applying For a Mortgage?
Lacey Stark
Does Overdraft Affect Your Credit Score?
Jamela Adam
Can You Overdraft a Credit Card?
Justin Smith
Does Smart And Final Take Apple Pay Or Google Pay?
Rachel Whitener
Does Cheesecake Factory Take Apple Pay Or Google Pay?
Rachel Whitener