Last Updated: 04/18/2025
SuperMoney User Recommendation Score -9
Mostly not recommended11 total votes
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Highlights
Safe Auto - Auto Insurance Review
Safe Auto is a car insurance carrier based in Columbus, OH. The insurance company was founded in 1993 and offers car insurance in 17 states in the USA.
If you're considering whether Safe auto insurance is a good option for you, read on.
Safe auto insurance Pros & Cons
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Safe auto insurance FAQ
What types of car insurance coverage options does Safe auto insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
Safe auto insurance customers can also add the following riders or endorsements to their insurance policies:
- Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Safe auto insurance have roadside assistance?
Emergency Roadside Service available. Yes, Safe Auto offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does Safe auto insurance offer ridesharing insurance?
No, Safe auto insurance does not offer ridesharing coverage as a rider or endorsement.
What insurance discounts does Safe auto insurance offer?
When you ask for an insurance quote with Safe auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.
- Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums. Most cars have them but it's an insurance discount people often forget to ask for.
- Internal Safety Features: Safe auto insurance offers additional savings if you have seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger an insurance discount.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Safe auto insurance.
How does Safe Auto calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and Safe Auto is no exception. However, you can be confident that Safe auto insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does Safe auto insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a Safe auto insurance insurance quote?
- Visit the Safe Auto website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly don't recommend this product, giving it a user recommendation score of -9, or 2.8 on a 5-point rating scale.
-9
-1000+100
No one recommends
Everyone recommends
Safe Auto - Auto Insurance Community Reviews
Would you recommend Safe Auto - Auto Insurance to your friends?
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Anonymous
Sep 18, 2015
May or may not recommend
If you get in an accident and the other guy has SAFE AUTO, you must take immediate action or you will get screwed. I was hit by Safe Auto driver and was not injured, but the car was totalled. I played the nice guy at the scene, with the police and the other driver. I was nice and wanted compensation for the car and the weekend that was ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
I feel that if I have a good driving record, I should not pay a crazy amount for car insurance. My boyfriend's car recently died, and now we are sharing my car. I tried adding him to my other insurance, and even though he has a perfect record, my premium went through the roof. I got a quote from Safe Auto, and they gave us the lowest, most affordable option. ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
Safe Auto is such a waste of time. Paying your bill becomes this hour long endeavor that only ends in stress and irritation. For some reason my payment will not process on the internet, so I've been calling the company to make a payment. I'll easily spend 10 minutes on the phone, just waiting for a representative. I get your a busy company, but 10 minutes? I don't have that ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
Safe Auto Insurance makes my life so much easier. I'm so over dealing with inconsiderate insurance companies. But Safe Auto Insurance provides a different way of thinking. It's like they want to make it easier on you. Their customer service department is great and they're always there for me. I frequently use their online tools, which are just as easy as calling in with a question. Their ease of use ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
Safe Auto is a good insurance provider. I accidentally forgot to renew my car insurance a few months ago, and I was able to just renew it without any issues. I've done this before with other insurance companies and was charged a fee to renew my policy. They didn't charge me a fee, and the customer service representatives were very nice and helpful in getting my policy started again. They ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
I am a long time customer of Safe Auto (I mean, LONG TIME) and you'd think they'd have some sort of loyalty program. I recently had my first accident under them, and my monthly bill almost tripled! I get that my premium is going to increase after a claim, but triple?? It was my first accident, ever! After all of this time, you'd think they'd take it into consider that ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
The app is so easy to use! In today's age, everything is done over iPhone apps, the internet, etc. I love that Safe Auto's app is so simple. The premiums they offer are also the lowest I've found in my hunt for the lowest possible insurance rates. Their customer service is great, and applying for a policy was so quick and easy. I'd recommend them simply for their great app ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
The fact that I can't complete my application online is a bit of a pain. I called customer service and the man I spoke with was so unprofessional. He had a rude demeanor and acted like I wasn't important to him. Hello, I'm a possible paying customer. Because of this horrible service, I decided to look elsewhere for insurance. I don't want to deal with a company that doesn't ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
Even with multiple accidents and claims under my belt, Safe Auto still offers affordable car insurance. They were my first car insurance company, and might be my last. You'd think after having so many claims, my insurance would sky rocket and I wouldn't be able to afford it, but not with Safe Auto. I'm still making my monthly payments and am still as happy as ever with them. They make ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
If you get Safe Auto car insurance, be sure to manually pay the monthly bills yourself and pay attention to when it's due. My insurance is actually due on the 9th of every month, but for some reason, I got a letter stating my bill was late because it was due on the 5th. I set up my policy on the 9th, and that's when it is supposed to be ...Show More
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Anonymous
Mar 14, 2015
May or may not recommend
Safe Auto has the lowest premiums around! I couldn't get over how insanely cheap my quote was. I got quotes from about 10 companies altogether, and Safe Auto easily had them beat in terms of cheapness. As a college student, this is what I look for most when I am paying for something myself. I haven't had any accidents as of yet, but so far, Safe Auto is the best ...Show More
Showing 11 of 11 reviews
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