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Last Updated: 04/18/2025

The Cincinnati Auto Insurance

in Car Insurance from The Cincinnati Insurance Companies

Last Updated: 04/18/2025

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Financial Strength Rating

A+(Verified 04/18/2025)

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The Cincinnati Auto Insurance Review

The Cincinnati Insurance Companies is a car insurance carrier based in Fairfield, OH. The insurance company was founded in 1950 and offers car insurance in 36 states (and Washington, DC).
If you're considering whether Cincinnati auto insurance is a good option for you, read on.

Cincinnati auto insurance Pros & Cons

Cincinnati auto insurance FAQ

What types of car insurance coverage options does Cincinnati auto insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options.

Does Cincinnati auto insurance have roadside assistance?

No, The Cincinnati Insurance Companies does not have roadside assistace.

Does Cincinnati auto insurance offer ridesharing insurance?

No, Cincinnati auto insurance does not offer ridesharing coverage as a rider or endorsement.

What benefits does Cincinnati auto insurance offer?

Cincinnati auto insurance offers the following benefits to its customers:
  • 24/7 Phone Availability: Customer service is staffed around the clock.
  • Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.

What insurance discounts does Cincinnati auto insurance offer?

When you ask for an insurance quote with Cincinnati auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.
  • Anti-Lock Brake System: ABS technology reduces uncontrolled skids and insurance premiums. Most cars have them but it's an insurance discount people often forget to ask for.
  • Internal Safety Features: Cincinnati auto insurance offers additional savings if you have seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger an inurance discount.
Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Cincinnati auto insurance.

How does The Cincinnati Insurance Companies calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and The Cincinnati Insurance Companies is no exception. However, you can be confident that Cincinnati auto insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Cincinnati auto insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
  1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
  2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Cincinnati auto insurance insurance quote

  • Visit the The Cincinnati Insurance Companies website.
  • Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

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Message from Cincinnati auto insurance

A professional, local independent agent can help you customize an automobile policy from The Cincinnati Insurance Company to make sure you get where you need to go with confidence. You can feel secure knowing your Cincinnati Insurance auto policy is backed by a financially strong insurance company. A.M. Best Co., an independent insurance rating organization, awards Cincinnati Insurance an A+ (Superior) rating. Only the top approximately 10 percent of property casualty insurer groups receive A.M. Best's A+ or A++ ratings in the Superior category.

Contact

Headquarters

6200 S. Gilmore Road
Fairfield, OH 45014
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
Closed

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