Last Updated: 04/18/2025
American National Auto Insurance
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Last Updated: 04/18/2025
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Financial Strength Rating
A(Verified 04/18/2025)
American National Auto Insurance Review
American National Insurance Company is a car insurance carrier based in Galveston, TX. The insurance company was founded in 1905 and offers car insurance in 42 states in the USA.
If you're considering whether American National car insurance is a good option for you, read on.
American National car insurance Pros & Cons
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American National car insurance FAQ
What types of car insurance coverage options does American National car insurance offer?
Although we often talk about car insurance in the singular, it really includes several types of coverage options.
American National car insurance customers can also add the following riders or endorsements to their insurance policies:
- Modified Vehicle Insurance: This coverage, also known as customized parts and equipment coverage, can help repair or replace alterations and upgrades you make to your vehicle. Notice that most car insurance policies will only cover original equipment so you may want to consider this policy if you've invested a lot of money on aftermarket parts and upgrades.
- Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
- Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your vehicle and its current cash value in the event of a total loss.
- Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.
Does American National car insurance have roadside assistance?
Emergency Roadside Service available. Yes, American National Insurance Company offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.Does American National car insurance offer ridesharing insurance?
No, American National car insurance does not offer ridesharing coverage as a rider or endorsement.What benefits does American National car insurance offer?
American National car insurance offers the following benefits to its customers:
- 24/7 Phone Availability: Customer service is staffed around the clock.
- Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
- Digital Claims Reporting: Never fax or mail a document again.
How does American National Insurance Company calculate insurance rates?
Car insurance companies guard their risk-assessment algorithms as a trade secret, and American National Insurance Company is no exception. However, you can be confident that American National car insurance will take into consideration your driving record, age, gender, marital status, and address.
Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.
Does American National car insurance use your credit score?
It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.
- If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
- There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.
How can I get a American National car insurance insurance quote
- Visit the American National Insurance Company website.
- Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
- Check the information is accurate and submit your application.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from American National car insurance
Hours of Operation
Sunday
Closed
Monday
7:00AM - 6:00PM
Tuesday
7:00AM - 6:00PM
Wednesday
7:00AM - 6:00PM
Thursday
7:00AM - 6:00PM
Friday
7:00AM - 6:00PM
Saturday
Closed