SuperMoney
  Dairyland Insurance Auto Insurance

Dairyland Insurance Auto Insurance

in Auto Insurance from Dairyland Insurance

Unaffiliated

Dairyland Insurance Auto Insurance

Unaffiliated

in Auto Insurance from Dairyland Insurance

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Dairyland Insurance Auto Insurance to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Financial Strength Rating A+

Dairyland Insurance Auto Insurance Review

Dairyland Insurance is a car insurance carrier based in Stevens Point, WI. The insurance company was founded in 1966 and offers car insurance in 15 states in the USA.

If you're considering whether Dairyland auto insurance is a good option for you, read on.

Dairyland auto insurance Pros & Cons
Pros Cons
  • 24/7 Phone availability
  • Locally available agents
  • Emergency roadside assistance
  • Rental car coverage
  • Generous with policy discounts
  • No free policy cancellation
  • Does not offer digital claims reporting
  • No accident forgiveness
  • No ridesharing coverage
  • No transport trailer coverage
  • No travel expenses or trip interruption coverage
  • Does not offer many vehicle equipment discounts
Dairyland auto insurance FAQ

What types of car insurance coverage options does Dairyland auto insurance offer?

Although we often talk about car insurance in the singular, it really includes several types of coverage options. Dairyland auto insurance offers the following types of car insurance coverage options:

  • Bodily Injury Coverage: This insurance pays for your legal defense and for the costs associated with injuries to other people involved in an accident. 
  • Property Damage Coverage: Usually, this insurance will look after the property damage you cause to another vehicle or property when at fault in an accident.
  • Uninsured Motorist Coverage: The uninsured motorist rider covers the damages caused by a negligent driver who doesn't have an insurance policy.
  • Underinsured Motorist Coverage: This covers the damages caused by a driver who is at-fault but whose liability limits don't cover all the property damages and medical expenses of the accident.
  • Collision Coverage: Collision coverage is an optional policy that pays for the cost of repairing or replacing your vehicle after an accident. If you have an auto lease, the lender may require you buy collision insurance.
  •  Comprehensive Coverage:If your vehicle is damaged in an event other than a collision, comprehensive coverage will pay for the cost of the repair. Covered events include storms, floods, fire, vandalism, and theft.
  • Medical Payments Coverage: Medical payments insurance covers for the medical costs caused by an accident regardless of who is at fault. Most insurance policies will also cover funeral expenses.
  • Personal Injury Protection: Personal injury protection, also known as PIP, typically covers medical expenses, loss of essential services, funeral services, and loss of income. It is similar to medical payments coverage, or MedPay for short. The difference is that MedPay will only cover for reasonable medical expenses.

Dairyland auto insurance customers can also add the following riders or endorsements to their insurance policies:

  • Modified Vehicle Insurance: This coverage, also known as customized parts and equipment coverage, can help repair or replace alterations and upgrades you make to your vehicle. Notice that most car insurance policies will only cover original equipment so you may want to consider this policy if you've invested a lot of money on aftermarket parts and upgrades.
  • Rental Car Coverage: Rental car coverage, also known as rental car reimbursement, pays for the cost of a car rental if you can't drive your vehicle because of a covered loss, such as a car accident, theft, or vandalism.
  • Non-Owner Liability Coverage: This policy is designed for people who drive a vehicle they don't own. It is also used by businesses who want to provide coverage for their employees when they use their personal vehicles for work. In some cases this endorsement will also cover rental vehicles.
  • Loan / Lease / GAP Coverage: GAP coverage covers the difference between what you owe on your vehicle and its current cash value in the event of a total loss.
  • Emergency Roadside Service: Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

Does Dairyland auto insurance have roadside assistance?

Emergency Roadside Service available. Yes, Dairyland Insurance offers roadside assistance to policyholders. Coverage varies by carrier but it typically includes jump starts for dead batteries, labor to change a flat tire, towing, and lockout services.

Does Dairyland auto insurance offer ridesharing insurance?

No, Dairyland auto insurance does not offer ridesharing coverage as a rider or endorsement.

What benefits does Dairyland auto insurance offer?

Dairyland auto insurance offers the following benefits to its customers:

  • 24/7 Phone Availability: Customer service is staffed around the clock.
  • Local Agents: Perfect for people who prefer the personal touch of a local insurance agent.
  • Mechanical / Auto Body Repair Network: Enjoy the competitive prices and peace of mind of having access to a network of service and repair shops.

What insurance discounts does Dairyland auto insurance offer?

When you ask for an insurance quote with Dairyland auto insurance, make sure you ask for all the insurance discounts you qualify for. These are the insurance discounts currently available that are specific to car insurance.
  • Internal Safety Features: Dairyland auto insurance offers additional savings if you have seatbelts, airbags, and similar safety features. Ask what other safety features on your car will trigger an inurance discount.

Want more insurance discounts? Check the insurance discounts tab for a full list of general policy insurance discounts you can qualify for with Dairyland auto insurance.

How does Dairyland Insurance calculate insurance rates?

Car insurance companies guard their risk-assessment algorithms as a trade secret, and Dairyland Insurance is no exception. However, you can be confident that Dairyland auto insurance will take into consideration your driving record, age, gender, marital status, and address.

Other factors it will take into consideration are your vehicle (make and model), insurance history, and how you use your car.

Does Dairyland auto insurance use your credit score?

It is safe to assume that, when legal, a car insurance company will use your credit score as a rating factor. There are two exceptions.

  1. If you live in California, Hawaii, or Massachusetts, a car insurance company is not allowed to use your credit report as a rating factor.
  2. There are also a handful of car insurance companies that base their insurance rates exclusively on telematic data. These companies collect information on your driving behavior and use it to determine the risk you pose as a driver.

How can I get a Dairyland auto insurance insurance quote

  • Visit the Dairyland Insurance website.
  • Fill out the insurance online quote application form. You will typically need to provide personal information, such as your name, vehicle, driver's license, and address.
  • Check the information is accurate and submit your application.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Dairyland Insurance Auto Insurance

If you’re looking for affordable auto insurance coverage right now, you’re in the right place. You can get a Dairyland auto insurance policy—immediately—by starting your fast, free car insurance quote now. We’ve been helping drivers like you since 1953, offering affordable rates, pay-as-you-go plans, low down payments, exceptional service, and reliable customer support—regardless of your financial history or unique challenges.

Contact

Other Services by Dairyland Insurance

Availability

  Available in 15 states
  • Arizona
  • California
  • Colorado
  • Florida
  • Illinois
  • Iowa
  • Missouri
  • Nebraska
  • Nevada
  • Ohio
  • Pennsylvania
  • Tennessee
  • Texas
  • Washington
  • Wisconsin

Feature Breakdown

Policy Discounts
  • Advance Purchase / Early Shopper
  • Automatic Payment
  • Claims Free
  • Defensive Driver / Safety Course
  • Full Payment
  • Homeowner
  • Multiple Vehicles
  • New Customer / Competitor Transfer
Vehicle and Equipment Discounts
  • Anti-Theft Devices
  • Internal Safety Features (Air Bags / Seat Belts)
Liability Vehicle Insurance
  • Bodily Injury Coverage
  • Property Damage Coverage
  • Uninsured Motorist
  • Underinsured Motorist
Medical Vehicle Insurance
  • Medical Payments Coverage
  • Personal Injury Protection
Vehicle Coverages
  • Comprehensive
  • Collision
Financial Strength Rating A+
Carrier Features
  • 24/7 Phone Availability
  • Locally Available Agents
  • Mechanical / Auto Body Repair Network

Be the first to rate

 

Would you recommend Dairyland Insurance Auto Insurance to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Auto Insurance