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  AmeriCU Credit Union VISA® Business Credit Card
AmeriCU Credit Union VISA® Business Credit Card
in Business Credit Cards from AmeriCU Credit Union
Unaffiliated

AmeriCU Credit Union VISA® Business Credit Card

Unaffiliated
in Business Credit Cards from AmeriCU Credit Union
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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0

AmeriCU Credit Union VISA® Business Credit Card Review

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of AmeriCU Credit Union VISA® Business Credit Card
The Good The Bad
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on their purchases.
  • AmeriCU Credit Union VISA® Business Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
AmeriCU Credit Union VISA® Business Credit Card FAQ

Who is AmeriCU Credit Union VISA® Business Credit Card designed for?

This is a credit card issued by AmeriCU Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 600.

What are the relevant APRs?

Does it have an introductory APR offer?

This business credit card does not offer an introductory rate on new purchases.

AmeriCU Credit Union VISA® Business Credit Card Rates & Terms

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
AmeriCU Credit Union VISA® Business Credit Card Fees
Fees Amount
Annual Fee $0

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers.

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What is the support contact email?

The support contact email for this business credit card is hello@americu.org.

Does AmeriCU Credit Union VISA® Business Credit Card report your account activity to credit bureaus?

Yes, AmeriCU Credit Union VISA® Business Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the AmeriCU Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From AmeriCU Credit Union

VISA® Business Credit Cards. No annual fee. Credit lines as high as $25,000. Competitive rates. Business Rewards. One card per employee, per account at no charge. Set cash withdrawal and purchase limits.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

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Feature Breakdown

Annual Fee $0
No Annual Fee
Customer Type Business
Minimum Age 18
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Rewards Type Points
Credit Limit Up to $50,000
Card Network Visa
Card Type
  • Rewards

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.