Purdue FCU Visa Business Credit Card

Purdue FCU Visa Business Credit Card Review

This is a rewards card issued by Purdue Federal Credit Union. If you're wondering whether Purdue FCU Visa Business Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. Purdue FCU Visa Business Credit Card has a fixed purchase APR that ranges from 11.5% up to 13.5%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, purchase protection, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Purdue FCU Visa Business Credit Card

What are the relevant APRs?

This business credit card has a fixed purchase APR that ranges from 11.5% up to 13.5%. The card has a fixed balance transfer APR that ranges from 11.5% up to 13.5%.

It also has a fixed cash advance APR that ranges from 11.5% up to 13.5%.

What fees does it charge?

The following fees apply to this business credit card:

• There is no annual fee.
• A late payment penalty of up to $25.
• A returned payment fee of up to $25.

Does it offer a cash back or rewards program?

Yes, Purdue FCU Visa Business Credit Card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

• Every Purchase

What are the benefits?

This business credit card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Fraud Liability
• Cellular Telephone Protection
• Travel Assistance
• Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (765) 269-4538.

What is the support contact email?

The support contact email for this business credit card is mbrservice@purduefed.com.

Does Purdue FCU Visa Business Credit Card report your account activity to credit bureaus?

Yes, Purdue FCU Visa Business Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

• Visit the Purdue Federal Credit Union .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.