
Bank of America Business Travel Rewards World Mastercard®
Not enough votes for recommendation
Would you recommend Bank of America Business Travel Rewards World Mastercard® to your friends?
Purchase APR (Variable APR) |
15.24% - 25.24% (Verified 10/13/2022) |
Balance Transfer APR (Variable APR) | 12.24% - 22.24% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
Bank of America Business Travel Rewards World Mastercard® Review
If you're wondering whether Bank of America business Advantage Travel Rewards is the right card for you, read on.Key Takeaways
- Business credit card with generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 9 months.
- Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Bank of America Business Travel Rewards World Mastercard® has a variable purchase APR that ranges from 15.24% up to 25.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 4% Balance transfer fee. Bank of America Business Travel Rewards World Mastercard® charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Bank of America business Advantage Travel Rewards
The Good | The Bad |
---|---|
|
|
What are the relevant APRs?
Bank of America business Advantage Travel Rewards is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.What fees does it charge?
The following fees apply to this business credit card:
- There is no annual fee.
- A late payment penalty of up to $49.
- Bank of America business Advantage Travel Rewards does not charge a returned payment fee.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 0% |
Balance Transfer Fee | 4% |
Minimum Balance Transfer Fee | $10 |
Returned Payment Fee | $0 |
Late Payment Fee | $19 to $49 |
Does it offer a cash back or rewards program?
Yes, Bank of America business Advantage Travel Rewards offers a rewards program to its customers. The rewards program allows you to earn 1.5% cash with every purchase you make. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Airfare
- Car Rentals
- Every Purchase
- Hotels
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
However, it does include a 30000 points signup bonus after you spend $3000 that can be redeemed for travel, gifts, or other perks.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (800) 932-2775.
What is the support contact email?
The support contact email for this business credit card is customerservicealert@bankofamerica.com.
Does Bank of America Business Travel Rewards World Mastercard® report your account activity to credit bureaus?
Yes, Bank of America Business Travel Rewards World Mastercard® reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the Bank of America .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Bank of America business Advantage Travel Rewards
Contact
- Headquarters
-
100 North Tryon Street
Charlotte, NC 28255 USA - (800) 932-2775
- Visit Site
- Email Support
Other Services by Bank of America
Other Business Credit Cards by Bank of America
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Variable APR) | 9 months |
Be the first to rate
Would you recommend Bank of America Business Travel Rewards World Mastercard® to your friends?
- Amazon Business Prime American Express Card
- Associated Bank Visa® Business Real Rewards Card
- Capital One® Spark® Cash for Business
- Chase Ink Business Cash
- Citizens Bank Business Platinum Mastercard
- Coastal FCU Business Visa Credit Card
- Collins Community Business Choice Rewards
- Commerce Bank Business Visa Platinum Credit Card
- MidFirst Bank Business Card
- National Bank Arizona Business Rewards Visa Credit Card
- Pinnacle Financial Partners MC Credit Card
- Spark 2X Miles