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  Nuvision Credit Union Business Visa Rewards Credit Card

Nuvision Credit Union Business Visa Rewards Credit Card

in Business Credit Cards from Nuvision Credit Union

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Nuvision Credit Union Business Visa Rewards Credit Card

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in Business Credit Cards from Nuvision Credit Union

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Highlights
Purchase APR  (Variable APR) 9.65% - 16.65%
Balance Transfer APR  (Variable APR) 9.65% - 16.65%
Credit Score Range 650 - 850
Annual Fee $0

Nuvision Credit Union Business Visa Rewards Credit Card Review

Key Takeaways
  • Competitive APRs. Nuvision Credit Union Business Visa Rewards Credit Card has a variable purchase APR that ranges from 9.65% up to 16.65%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Nuvision Credit Union Business Visa Rewards Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, price protection, travel assistance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Nuvision Credit Union Business Visa Rewards Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Travel assistance insurance
  • Nuvision Credit Union Business Visa Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • Charges a 3% balance transfer fee.
Nuvision Credit Union Business Visa Rewards Credit Card FAQ

Who is Nuvision Credit Union Business Visa Rewards Credit Card designed for?

This is a credit card issued by Nuvision Credit Union. 

This business card is designed for small businesses with fair credit. The minimum credit score to apply is 650.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 9.65% up to 16.65%. The card has a variable balance transfer APR that ranges from 9.65% up to 16.65%.

It also has a variable cash advance APR that ranges from 9.65% up to 16.65%. Note that late payments are subject to an APR of 17.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does it have an introductory APR offer?

No, this business card does not come with an introductory APR offer for balance transfers.

This business credit card does not offer an introductory rate on new purchases.

Nuvision Credit Union Business Visa Rewards Credit Card Rates & Terms
Purchase APR 9.65% - 16.65%
Balance Transfer APR 9.65% - 16.65%
Cash Advance APR 9.65% - 16.65%
Penalty APR 17.99%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $25.
  • A returned payment fee of up to $37.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

Nuvision Credit Union Business Visa Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 1%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $10
Returned Payment Fee $37
Late Payment Fee up to $25

Does it offer a cash back rewards program?

No, it does not offer a cash back rewards program. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Advertising Services
  • Airfare
  • Amazon.com
  • Car Rentals
  • Internet, Cable and Phone Services
  • Drug Stores
  • Education
  • Every Purchase
  • Furniture
  • Gas stations
  • Groceries
  • Gyms
  • Home Improvement
  • Hotels
  • Insurance
  • Office Supply Stores
  • Restaurants
  • Retail
  • Shipping
  • Software, Hardware, Cloud
  • Utilities
  • Warehouse Clubs

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 444-6327.

What is the support contact email?

The support contact email for this business credit card is webmaster@nuvisionfederal.org.

Does Nuvision Credit Union Business Visa Rewards Credit Card report your account activity to credit bureaus?

Yes, Nuvision Credit Union Business Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the Nuvision Credit Union .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Nuvision Credit Union Business Visa Rewards Credit Card

Nuvision offers easier business banking solutions because we know your business is your passion. You can expect personal attention and superior service from Nuvision, just like you provide to your clients. Bring your Nuvision Visa® Rewards card wherever your business takes you, and watch your business grow. Enjoy twice as much purchase protection. Get reimbursed up to $10,000 for eligible items you buy with your Visa® Rewards card if they are damaged or stolen within 90 days of your purchase. Plus it can double the length of the manufacturer’s warranty. Put your mind at ease when you are traveling and get help coordinating medical, legal, and travel services when you need them. The cost of any goods or services is your responsibility.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

Other Services by Nuvision Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Annual Fee $0
No Annual Fee
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Late Fee Amount Up to $25
Minimum Interest Charge $1
Returned Payment Fee $37
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Emergency Support
  • Fraud Liability
  • Travel Assistance
Rewards Categories
  • 1x Point on Every Purchase
Balance Computation Average daily balance (including new purchases)
Cash Advance APR (Variable APR) 9.65% - 16.65%
Penalty APR (Variable APR) 17.99%
Purchase APR (Variable APR) 9.65% - 16.65%
Balance Transfer Fee % 3%
Balance Transfer Fee Minimum $10
Balance Transfer APR (Variable APR) 9.65% - 16.65%
Card Network Visa
Card Type
  • Balance Transfer
  • Low Interest

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