Last Updated: 02/23/2026
PayPal Business Cashback Mastercard
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in Business Credit Cards from PayPal Inc
Last Updated: 02/23/2026
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Highlights
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Annual Fee
Credit Score Range
N/A
PayPal Business Cashback Mastercard Review
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.99% up to 29.99%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
Pros & Cons of PayPal Business Cashback Mastercard
| The Good | The Bad |
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What are the relevant APRs?
Does it have an introductory APR offer?
This business card does not offer an introductory rate on new purchases.| Purchase APR | 17.99% - 29.99% |
| Cash Advance APR | 29.99% |
What fees does it charge?
- There is no annual fee.
- A late payment penalty of up to $39 .
- A returned payment fee of $29.
| Fees | Amount |
| Annual Fee | $0 |
| Returned Payment Fee | $29 |
| Late Payment Fee | $19 to $39 |
Does it offer a cash back or rewards program?
Does it have a sign up bonus?
Does it offer an annual loyalty bonus?
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