PayPal Business Cashback Mastercard
PayPal Business Cashback Mastercard
in Business Credit Cards from PayPal Inc

PayPal Business Cashback Mastercard

in Business Credit Cards from PayPal Inc
Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend PayPal Business Cashback Mastercard to your friends?

Thanks for your vote!

You voted: May or may not recommend

Purchase APR  (Variable APR) 17.99% - 29.99%
(Verified 08/04/2023)
Balance Transfer APR  (Variable APR) N/A
(Verified 04/11/2023)
Annual Fee $0
Credit Score Range N/A

PayPal Business Cashback Mastercard Review

This is a cashback card issued by PayPal Inc. If you're wondering whether PayPal Business Cashback Mastercard is the right card for you, read on.

Key Takeaways

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.99% up to 29.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.

Pros & Cons of PayPal Business Cashback Mastercard

The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • A PayPal Business account is required to apply. Sign up for free.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.

What are the relevant APRs?

This business credit card has a variable purchase APR that ranges from 17.99% up to 29.99%.

It also has a variable cash advance APR of 29.99%.

Does it have an introductory APR offer?

This business card does not offer an introductory rate on new purchases.

PayPal Business Cashback Mastercard Rates & Terms
Purchase APR 17.99% - 29.99%
Cash Advance APR 29.99%

What fees does it charge?

The following fees apply to this business credit card:

  • There is no annual fee.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $29.
PayPal Business Cashback Mastercard Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $29
Late Payment Fee $19 to $39

Does it offer a cash back or rewards program?

Yes, PayPal Business Cashback Mastercard offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make.

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

What is the customer service phone number?

The customer service number for this business card is (402) 935-2050.

What is the support contact email?

The support contact email for this business credit card is

How to apply?

  • Visit the PayPal Business Cashback Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
SuperMoney Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.


  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Annual Fee $0
Cash Advance Fee (%) 5%
Cash Advance Fee Minimum $10
Late Fee Amount $19 - $39
Minimum Cash Advance Fee ($) $10
Minimum Interest Charge $2
No Annual Fee
No Foreign Transaction Fee
No Interest Grace Period for Late Payment 23 days
Returned Payment Fee $29
APR Type Variable APR
Cash Advance APR (Variable APR) 29.99%
Purchase APR (Variable APR) 17.99% - 29.99%
(Verified 08/04/2023)
Card Network Mastercard
Card Type
  • Rewards
  • Cashback

Be the first to rate


Would you recommend PayPal Business Cashback Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Business Credit Cards