
SKYPASS Visa Signature® Business Card
Would you recommend SKYPASS Visa Signature® Business Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) |
18.24% - 26.24% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
18.24% - 26.24% (Verified 08/04/2023) |
Annual Fee | $95 |
Credit Score Range | 670 - 750 |
SKYPASS Visa Signature® Business Card Review
This is a rewards card issued by U.S. Bank. If you're wondering whether Skypass Visa business card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 26.24%.
- 3% Balance transfer fee. SKYPASS Visa Signature® Business Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 670.
Pros & Cons of Skypass Visa business card
The Good | The Bad |
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What are the relevant APRs?
This business credit card has a variable purchase APR that ranges from 18.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 26.24%.
It also has a variable cash advance APR of 28.24%. Note that late payments are subject to an APR of 29.49% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does it have an introductory APR offer?
No, this business card does not come with an introductory APR offer for balance transfers.
This business card does not offer an introductory rate on new purchases.Purchase APR | 18.24% - 26.24% |
Balance Transfer APR | 18.24% - 26.24% |
Cash Advance APR | 28.24% |
Penalty APR | 29.49% |
What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $95.
- A late payment penalty of up to $39.
- A returned payment fee of up to $39.
- An overlimit fee of $39.
Does it charge a foreign transaction fee?
This business credit card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.
Fees | Amount |
---|---|
Annual Fee | $95 |
Foreign Transaction Fee | 0% |
Balance Transfer Fee | 3% |
Minimum Balance Transfer Fee | $5 |
Returned Payment Fee | $39 |
Late Payment Fee | $19 to $39 |
Does it offer a cash back or rewards program?
Yes, Skypass Visa business card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Airfare
- Every Purchase
- Gas stations
- Hotels
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
However, it does include a 30000 points signup bonus after you spend $3000 that can be redeemed for travel, gifts, or other perks.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
However, it does include an annual loyalty bonus of 2000 points that can be redeemed for travel, gifts, and other perks.
What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Trip Cancellation Insurance
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (800) 872-2657.
What is the support contact email?
The support contact email for this business credit card is customer.support@usbank.com.
Does SKYPASS Visa Signature® Business Card report your account activity to credit bureaus?
Yes, SKYPASS Visa Signature® Business Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the U.S. Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From Skypass Visa business card
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - (800) 872-2657
- Visit Site
- Email Support
Other Services by U.S. Bank
Other Business Credit Cards by U.S. Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Annual Fee | $95 |
Cash Advance Fee (%) | Up to 4% |
Cash Advance Fee Minimum | $5 |
Foreign Currency Transaction Fee | 0% |
Late Fee Amount | $19 - $39 |
Minimum Cash Advance Fee ($) | Starting at $5 |
Minimum Interest Charge | $2 |
No Foreign Transaction Fee | |
No Interest Grace Period for Late Payment | 24 days |
Over-Limit Fee | $39 |
Returned Payment Fee | $39 |
SKYPASS Visa Signature® Business Card Community Reviews
Would you recommend SKYPASS Visa Signature® Business Card to your friends?
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