If you're a frequent flier and demand pampering during the journey, SKYPASS Visa Business Card may hold appeal because of access to Korean Air lounges. There are also decent annual bonuses. Other than that, SKYPASS Visa Business Card offers middling benefits at best, which are largely offset by the large annual fee.

Who Is SKYPASS Visa Business Card Designed For?

SKYPASS Visa Business Card is designed for business use. The card is ideal for entrepreneurs or small business owners. The card is not designed for students or consumers.

Are There Annual Fees?

The annual fee is 75 dollars.

Does SKYPASS Visa Business Card Offer Rewards?

Cardholders earn 1 mile for every 1 dollar in purchases, and double miles for Korean Air purchases. Cardholders also receive two complimentary Korean Air lounge passes plus 2,000 bonus miles annually. There are no limits on the number of miles that can be earned. Cardholders also receive perks such as 500,000 dollars coverage for travel accident insurance and auto damage collision damage waiver coverage.

Are There Foreign Transaction Fees?

There are no foreign transaction fees.

Are There Late Payment or other Penalty Fees?

Late payments are penalized 19 dollars on balances up to 100 dollars; 29 dollars on balances between 100 and 250 dollars; 39 dollars on balances of 250 dollars or more. Balance transfers, convenience checks and overdrafts are charged either 5 dollars or 3 percent of the total transaction, whichever is greater. Other cash advances are charged the greater of 5 dollars or 4 percent.  


SKYPASS Visa Business Card offers decent rewards and reasonable APRs, but if you're prone to miss payments, you should also look elsewhere for a card that does not impose a penalty APR. The high annual fee is another disadvantage. There are definitely better cards available, especially for consumers with excellen

  • Minimum Age
  • Customer Type
  • Annual Fee
  • Grace Period / Deferred Interest
  • Late Payment Penalty
  • Minimum Interest Charge
  • Over-Limit Fee
  • Returned Payment Fee
  • No Foreign Transaction Fee
  • Card Type
    • Travel
    • Rewards
  • Card Network
  • Car Rental Insurance
  • Emergency Support
  • Flight Insurance
  • Fraud Liability
  • Travel Insurance
  • Air Miles
  • Rewards Categories
    • Airfare
    • Every Purchase
  • Penalty APR
  • Purchases APR (variable)
    13.24% - 20.24%
  • Transfer Fee
    3% ($5 minimum)
  • Balance Transfer APR (variable)
    13.24% - 20.24%
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