Overview

Who is this credit card designed for?

Business Green Rewards Card is a a charge card card issued by American Express Bank, which is based in New York, NY.

Business Green Rewards Card is designed for small business owners with a credit score of 680 to 850. This card charges an annual fee but the fee is waived the first years. This makes a good fit for people who are willing to pay an annual fee for a card with the right benefits but want to test it before agreeing to pay a fee. A rewards program is included that allows you to convert your purchases into travel, gifts, and other perks.

What are the relevant APRs?

Business Green Rewards Card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

Note that late payments are subject to an APR of 29.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

Yes, Business Green Rewards Card offers an introductory APR rate of 0%.

What are the fees?

The following fees apply to Business Green Rewards Card:

• A late payment penalty of $38.
• A returned payment fee of $38.
• A foreign transaction fee of 2.7%. Transactions in a foreign currency get hit with a 2.7% commission. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $27.

Is a rewards program offered?

Business Green Rewards Card offers a rewards program to its customers. This business card features rewards for purchases in the following categories:

• Airfare
• Every Purchase
• Restaurants
• Retail

Is a signup bonus offered?

Business Green Rewards Card doesn't offer a cash signup bonus. However, it does include a 5000 points signup bonus that can be redeemed for travel, gifts, and other perks.

Is an annual loyalty bonus offered?

Business Green Rewards Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

Business Green Rewards Card provides the following benefits:

• Car rental insurance
• Emergency support
• Extended warranty
• Flight insurance
• Fraud liability
• Lost luggage insurance
• Travel insurance