SuperMoney
  American Express® National Bank Business Green Rewards Credit Card

American Express® National Bank Business Green Rewards Credit Card

in Business Credit Cards from American Express National Bank

Claimed

American Express® National Bank Business Green Rewards Credit Card

Claimed

in Business Credit Cards from American Express National Bank

Net Recommendation Score 0

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
1 user is unsure
0 users don't recommend
Cast your vote

Would you recommend American Express® National Bank Business Green Rewards Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 14.24% - 22.24%
Balance Transfer APR  (Variable APR) 14.24% - 22.24%
Credit Score Range 650 - 850
Annual Fee $95

American Express® National Bank Business Green Rewards Credit Card Review

Key Takeaways
  • Signup bonus. Offers a signup bonus of 15000 points after spending $3,000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. American Express® National Bank Business Green Rewards Credit Card has a variable purchase APR that ranges from 14.24% up to 22.24%.
  • Annual fee waived the first year. American Express® National Bank Business Green Rewards Credit Card gives you the chance to have the card for a year without paying the $95 annual fee.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.7% every time you make a transaction outside the U.S.
  • Multiple business credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of American Express business Green card
The Good The Bad
  • Lower than average purchase APRs.
  • Annual fee waived during the first year.
  • Multiple business credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Cardholders can earn rewards on purchases everywhere American Express® National Bank Business Green Rewards Credit Card is accepted.
  • American Express® National Bank Business Green Rewards Credit Card reports to multiple credit bureaus.
  • Charges an annual fee of $95
  • Charges a foreign transaction fee of 2.7%.
American Express business Green card FAQ

Who is American Express business Green card designed for?

What are the relevant APRs?

American Express business Green card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.

What fees does it charge?

The following fees apply to this business credit card:

  • An annual fee of $95.
  • A late payment penalty of up to $39.
  • A returned payment fee of up to $39.

Does it charge a foreign transaction fee?

This business card charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.

American Express business Green card Fees
Fees Amount
Annual Fee $95
Foreign Transaction Fee 2.7%
Returned Payment Fee $39
Late Payment Fee up to $39

Does it offer a cash back rewards program?

This business credit card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:

  • Airfare
  • Every Purchase
  • Restaurants
  • Retail

Does it have a sign up bonus?

This business credit card doesn't offer a cash signup bonus.

However, it does include a 15000 points signup bonus after you spend $3000 that can be redeemed for travel, gifts, or other perks.

Does it offer an annual loyalty bonus?

This business card doesn't offer a cash loyalty bonus.

Can I get it with just an employer identification number (EIN)?

You can apply for this business credit card with your EIN number, but expect the credit card issuer to also require your Social Security number. This is because, as with most business cards, it requires you to personally guarantee the line of credit.

What are the benefits?

This business credit card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What is the customer service phone number?

The customer service number for this business card is (800) 528-4800.

What is the support contact email?

The support contact email for this business credit card is info@americanexpress.com.

How do people rate the customer service and user experience?

Overall, this business credit card is mostly recommended based on community reviews that rate customer service and user experience.

Does American Express® National Bank Business Green Rewards Credit Card report your account activity to credit bureaus?

Yes, American Express® National Bank Business Green Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply?

  • Visit the American Express National Bank .
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.
View American Express® National Bank Business Green Rewards Credit Card's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From American Express® National Bank Business Green Rewards Credit Card

Just use your Card for eligible business purchases, such as retail, dining, entertainment and more, and watch the points add up. It's that simple. There's no limit to how many points you can earn and you can relax knowing points don't expire. 1X pointsfor each dollar you spend on eligible purchases. 2X pointsfor each dollar you spend on eligible purchases at amextravel.com. Terms and conditions apply. To learn more, please visit the Membership Rewards site. Flexibility to Pay Over Time with interest, or pay full balance each month, whichever is best for your business. No Preset Spending Limit means your spending limit is flexible. Unlike a traditional card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment, and credit history.

Contact

Hours of Operation

  • Sunday 7:00am - 12:00pm
  • Monday 7:00am - 12:00pm
  • Tuesday 7:00am - 12:00pm
  • Wednesday 7:00am - 12:00pm
  • Thursday 7:00am - 12:00pm
  • Friday 7:00am - 12:00pm
  • Saturday 7:00am - 12:00pm

Other Services by American Express National Bank

Icon for Business Credit Cards
View all business credit cards offered by American Express National Bank

Feature Breakdown

No Annual Fee
No Annual Fee First Year
No Interest Grace Period for Late Payment 25 days
Annual Fee $95
Foreign Currency Transaction Fee 2.7%
Late Fee Amount Up to $39
Returned Payment Fee $39
Customer Type Business
Minimum Age 18
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
  • Concierge
Bonus Rewards Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Rewards Categories
  • Airfare
  • Retail
  • Restaurants
  • Every Purchase
Signup Bonus (points) 15,000
Balance Computation Average daily balance (including new purchases)
Cash Advance APR (Variable APR) 14.24% - 22.24%
Penalty APR (Variable APR) 29.24%
Purchase APR (Variable APR) 14.24% - 22.24%
Balance Transfer APR (Variable APR) 14.24% - 22.24%
Card Network American Express
Card Type
  • Rewards
  • Charge Card

American Express® National Bank Business Green Rewards Credit Card Community Reviews

 

Would you recommend American Express® National Bank Business Green Rewards Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Business Credit Cards

American Express National Bank Business Credit Cards

Loading...