American Express® National Bank Credit Card
Would you recommend American Express® National Bank Credit Card to your friends?
| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) |
14.24% - 22.24% (Verified 08/04/2023) |
| Balance Transfer APR (Variable APR) |
14.24% - 22.24% (Verified 08/04/2023) |
| Annual Fee | $95 |
| Credit Score Range | 650 - 850 |
American Express® National Bank Credit Card Review
If you're wondering whether American Express business Green card is the right card for you, read on.Key Takeaways
- Signup bonus. Offers a signup bonus of 15000 points after spending $3,000 that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. American Express® National Bank Credit Card has a variable purchase APR that ranges from 14.24% up to 22.24%.
- Annual fee waived the first year. American Express® National Bank Credit Card gives you the chance to have the card for a year without paying the $95 annual fee.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.7% every time you make a transaction outside the U.S.
- Multiple business credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, emergency support, extended warranty protection on purchases, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of American Express business Green card
| The Good | The Bad |
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What are the relevant APRs?
American Express business Green card is a charge card and therefore doesn't have interest charges. You must pay your balance in full every month.What fees does it charge?
The following fees apply to this business credit card:
- An annual fee of $95.
- A late payment penalty of up to $39.
- A returned payment fee of up to $39.
Does it charge a foreign transaction fee?
This business card charges a foreign transaction fee of 2.7%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $54. If you travel abroad you may want to leave this business card at home and apply for one that doesn't charge a foreign transaction fee.
| Fees | Amount |
|---|---|
| Annual Fee | $95 |
| Foreign Transaction Fee | 2.7% |
| Returned Payment Fee | $39 |
| Late Payment Fee | up to $39 |
Does it offer a cash back or rewards program?
Yes, American Express business Green card offers a rewards program to its customers. This business card offers rewards to small business owners that use the card to make purchases in the following bonus categories:
- Airfare
- Every Purchase
- Restaurants
- Retail
Does it have a sign up bonus?
This business credit card doesn't offer a cash signup bonus.
However, it does include a 15000 points signup bonus after you spend $3000 that can be redeemed for travel, gifts, or other perks.
Does it offer an annual loyalty bonus?
This business card doesn't offer a cash loyalty bonus.
What are the benefits?
This business credit card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Fraud Liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What is the customer service phone number?
The customer service number for this business card is (800) 528-4800.
What is the support contact email?
The support contact email for this business credit card is info@americanexpress.com.
Does American Express® National Bank Credit Card report your account activity to credit bureaus?
Yes, American Express® National Bank Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply?
- Visit the American Express National Bank .
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Message From American Express business Green card
Contact
- Headquarters
-
World Financial Center
200 Vesey Street
New York, NY 10285 USA - (800) 528-4800
- Visit Site
- Email Support
Other Services by American Express National Bank
Other Business Credit Cards by American Express National Bank
Feature Breakdown
| Annual Fee | $95 |
| Foreign Currency Transaction Fee | 2.7% |
| Late Fee Amount | Up to $39 |
| No Annual Fee | |
| No Annual Fee First Year | |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | $39 |
American Express® National Bank Credit Card Community Reviews
Would you recommend American Express® National Bank Credit Card to your friends?
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