American Express® National Bank Blue Business® Plus Credit Card Review

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. American Express® National Bank Blue Business® Plus Credit Card has a variable purchase APR that ranges from 13.24% up to 19.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. American Express® National Bank Blue Business® Plus Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2.7% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Who is American Express® National Bank Blue Business® Plus Credit Card designed for?

American Express® National Bank Blue Business® Plus Credit Card is a credit card issued by American Express National Bank. 

This card is designed for businesses with good credit. The minimum credit score to apply is 700.

What are the relevant APRs for American Express® National Bank Blue Business® Plus Credit Card?

American Express® National Bank Blue Business® Plus Credit Card has a variable purchase APR that ranges from 13.24% up to 19.24% . The card has a variable balance transfer APR that ranges from 13.24% up to 19.24% .

It also has a variable cash advance APR that ranges from 13.24% up to 19.24% . Note that late payments are subject to an APR of 29.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the American Express® National Bank Blue Business® Plus Credit Card fees?

The following fees apply to American Express® National Bank Blue Business® Plus Credit Card:

• There is no annual fee.
• A late payment penalty of up to $39.
• A returned payment fee of up to $39.
• There is no overlimit fee

Is there a American Express® National Bank Blue Business® Plus Credit Card cash back or rewards program?

American Express® National Bank Blue Business® Plus Credit Card offers a rewards program to its customers. This card offers rewards to businesses that use the card to make purchses in the following categories:

• Every Purchase

What are the American Express® National Bank Blue Business® Plus Credit Card benefits?

American Express® National Bank Blue Business® Plus Credit Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Trip Cancellation Insurance
• Fraud Liability
• Travel Accident Insurance
• Travel Assistance
• Reports to major credit bureaus

Does American Express® National Bank Blue Business® Plus Credit Card report your account activity to credit bureaus?

Yes, American Express® National Bank Blue Business® Plus Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for American Express® National Bank Blue Business® Plus Credit Card

• Visit the American Express National Bank .
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.