Last Updated: 01/21/2026
ACE Flare Mobile Banking Account
Claimed
Last Updated: 01/21/2026
SuperMoney User Recommendation Score +31
Mostly recommended13 total votes
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Highlights
Community Rating
Mostly recommended
Welcome Offer
N/A(Verified 09/28/2022)
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0.01%(Verified 06/21/2024)
Disclaimer popup with additional information
Monthly Service Fee
$5 - $9.95(Verified 01/21/2026)
Disclaimer popup with additional information
Number of Reviews
ACE Flare Mobile Banking Account Review
The ACE Flare Mobile Banking Account is offered by Populus Financial Group, a financial services company founded in 1982 and based in Irving, TX. ACE Flare Account is available in 50 states and Washington, DC.
Key Takeaways
- Low annual percentage yield (APY). The maximum annual percentage yield for this account is only 0.01% .
- Waivable monthly maintenance fee. The standard monthly service fee for the Flare Account is $9.95. If you have qualifying direct deposits totaling at least $500.00 in one calendar month, the monthly fee is lowered to $5.00.
- No minimum initial deposit. There is no minimum balance required to open an account online.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in Populus Financial Group mobile or online banking.
ACE Flare Account Pros & Cons
| Pros | Cons |
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ACE Flare Account FAQ
Are checking accounts from Populus Financial Group federally insured?
Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does ACE Flare Account offer?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| APY (Annual Percentage Yield) | 0.01% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
ACE Flare Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).
What are the account minimums for ACE Flare Account?
ACE Flare Account does not require a minimum initial deposit.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Opening Deposit | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What fees does ACE Flare Account charge?
This account charges a monthly maintenance fee each statement cycle of up to $9.95.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Service Fee | $5 - $9.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: In-Network | Starting at $2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| ATM Fee: Out-of-Network (within the U.S.) | Starting at $2.5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Overdraft Item Fee | Starting at $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Card Replacement Fee (Standard Delivery) | Starting at $3.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Online Bill Pay Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Stop Payment Fee | Starting at $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Transaction Fee (Debit Card) | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Monthly Maintenance Waiver Requirements | The standard monthly service fee for the Flare Account is $9.95. If you have qualifying direct deposits totaling at least $500.00 in one calendar month, the monthly fee is lowered to $5.00. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does ACE Flare Account charge overdraft fees?
Yes, ACE Flare Account charges a $20 fee for every overdraft.What features and perks does ACE Flare Account offer?
This account includes the following features:
- Fraud monitoring - ACE Flare Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - ACE Flare Account allows you to manage your money online or with a mobile app. This includes depositing checks1 in your account with a mobile app on your smartphone.
What is the customer support email for ACE Flare Account?
The customer support email for ACE Flare Account is CAprivacy@populusfinancial.com.
How do people rate the customer service and user experience of ACE Flare Account?
Overall, ACE Flare Account is mostly recommended based on community reviews that rate customer service and user experience.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Message from ACE Flare Account
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Bonus Offer
$0
Disclaimer popup with additional information
Cashback Rewards
N/A
APY (Annual Percentage Yield)
0%
Disclaimer popup with additional information
Monthly Service Fee
$0
Disclaimer popup with additional information
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Learn MoreSuperMoney Net Recommendation Score
SuperMoney users mostly recommend this product, giving it a user recommendation score of +31, or 3.6 on a 5-point rating scale.
+31
-1000+100
No one recommends
Everyone recommends
ACE Flare Mobile Banking Account Community Reviews
Would you recommend ACE Flare Mobile Banking Account to your friends?
PP
Presley P.
Mar 6, 2022
May or may not recommend
Fees are ridiculous. Wouldn’t recommend, customer service also poor in my experience
MH
Markos H.
Mar 4, 2022
May or may not recommend
Their atm process is unprofessional and it takes 90 days for direct deposits and you need to make 5 transactions in order to maintain ur account.
SW
Samuel W.
Feb 22, 2022
May or may not recommend
The fees are ludicrous. An ATM fee of $2.50 when most ATMs in my area are "out of network" means Im losing money just for accessing my money. Do not recommend.
Taylor B.
Feb 14, 2022
May or may not recommend
One main thing I dislike about ACE flare mobile would have to be the fees. Other than that the customer service is decent but the fees are overkill
CR
China R.
Feb 1, 2022
May or may not recommend
This seems okay but just didn’t like their ATM process. Love that there’s physical branches you can go to though.
Candice L.
Jan 10, 2022
May or may not recommend
There are a few things I like about ACE Flare Mobile Banking and a few things I don't like so much. They have way too many fees for everything and I don't like the monthly charge they make you pay every month. I also don't like the website because it is too cluttered and hard to find exactly what you want to do because it is too overwhelming. I do ...Show More
FI
Farah I.
Jan 7, 2022
May or may not recommend
This is one of the best mobile banking account. Services are excellent.
MS
Mohammad S.
Dec 21, 2021
May or may not recommend
I absolutely do not recommend ACE Flare Mobile Banking Account to anybody! This bank is a rip off. Not only are they charging you extremely high monthly prices of $10, but they are also charging you $2.50 just to use an ATM. If I want cash, I want the ability to go to my nearest ATM without being charged an arm and a leg! Stay away from ACE.
ES
Emily S.
Nov 3, 2021
May or may not recommend
Only if you want an interest yields account but there are many tiny fees to pay attention to from foreign transaction, over draft, and etc.
AJ
Ashuntae J.
Oct 5, 2021
May or may not recommend
ACE flare mobile banking is great if you are starting to invest your money. At 0.01% annual interest, it's a safe place to keep your investment money while accruing interest. It’s very easy to sign up, and you have no initial deposit. You also have access to ATMs nationwide. 10/10 would recommend.
Candice W.
Oct 4, 2021
May or may not recommend
Going to the ATM should be an easy process. You put in your pin number and withdraw the money. However, the questioned at the end is in regards to a fee. The fee is $2.50. You wonder why there is a fee! Unfortunately, you didn't notice this fee when signing up. I don't know about other banking services, but this may be a reason why people wont pick this checking ...Show More
SM
Sarah M.
Oct 2, 2021
May or may not recommend
“ACE Flare Mobile Banking Account is excellent mobile banking at your fingertips. Setting up the direct deposit account was faster than I had imagined and it came at no cost. It gives me access to making swift payment across the US and I got a free debit card, too.”
Zavion H.
Oct 1, 2021
May or may not recommend
ACE Flare Mobile Banking is the fastest and most convenient way to manage your personal finances and stay on top of your spending. With their innovative mobile ways, you can: - Keep track of your finances with a simple and intuitive interface - Easily transfer funds to other accounts - View your statements and statements from other account(s) - Pay bills and register for e-billing - Check balances and find ...Show More
Showing 13 of 13 reviews
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