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  ACE Flare Mobile Banking Account
ACE Flare Mobile Banking Account
in Checking Accounts from Populus Financial Group · Member FDIC
Claimed

ACE Flare Mobile Banking Account

Claimed
in Checking Accounts from Populus Financial Group · Member FDIC
SuperMoney Net Recommendation Score +31  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +31, equating to 3.6 on a 5 point rating scale.

+31

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly recommended

7 users recommend
3 users are unsure
3 users don't recommend
Browse Reviews: 7 Recommendations | 3 Complaints
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Highlights
Community Rating Mostly recommended
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01%
(Verified 06/30/2022)
Monthly Fee $5 - $9.95
Minimum Balance to Avoid Monthly Fee N/A
Number of Reviews 13

ACE Flare Mobile Banking Account Review

ACE Flare Mobile Banking Account is offered by Populus Financial Group, a financial services company founded in 1982 and based in Irving, TX. ACE Flare Mobile Banking Account is available in 50 states (and Washington, DC).

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Monthly maintenance fee waiver. The standard monthly service fee for the Flare Account is $9.95. If you have qualifying direct deposits totaling at least $500.00 in one calendar month, the monthly fee is lowered to $5.00.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Populus Financial Group.

ACE Flare Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.

ACE Flare Account FAQ

Are checking accounts from Populus Financial Group federally insured?

Yes, this account is insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does ACE Flare Account offer?

ACE Flare Mobile Banking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

ACE Flare Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for ACE Flare Account?

ACE Flare Account does not require a minimum initial deposit.

ACE Flare Mobile Banking Account Minimums
Description
Minimum Opening Deposit $0

What fees does ACE Flare Account charge?

This account charges a monthly service fee of up to $9.95.

ACE Flare Mobile Banking Account Fees
Description
Monthly Fee $5 - $9.95
ATM Fee: In-Network $2.50
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 3%
Overdraft Item Fee $20
Stop Payment Fee $0
Paper Statement Fee $5.95
Online Bill Pay Fee $0
Debit Card Replacement Fee $3.95

Does ACE Flare Account charge overdraft fees?

Yes, ACE Flare Account charges a $20 fee for every overdraft.

What features and perks does ACE Flare Account offer?

This account includes the following features:

  • Fraud monitoring - ACE Flare Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - ACE Flare Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for ACE Flare Account?

The customer support email for ACE Flare Account is CAprivacy@populusfinancial.com.

How do people rate the customer service and user experience of ACE Flare Account?

Overall, ACE Flare Account is mostly recommended based on community reviews that rate customer service and user experience.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Populus Financial Group

With the ACE Flare Mobile App, you can feel secure knowing that your banking details are always in reach. Once you’re logged in, you can easily set up your Direct Deposit and access all of the Flare Account’s many benefits. Set up bank or PayPal transfers, or transfer money to friends and family who have an Account using FlashPay ID. You’ll love the ease and simplicity of online banking at your fingertips.

Contact

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $0
Monthly Fee $5 - $9.95
Monthly Maintenance Waiver Requirements The standard monthly service fee for the Flare Account is $9.95. If you have qualifying direct deposits totaling at least $500.00 in one calendar month, the monthly fee is lowered to $5.00.
ATM Fee: In-Network $2.50
ATM Fee: Out-of-Network Starting at $2.50
Foreign Transaction Fee (Debit Card) 3%
Overdraft Item Fee $20
Stop Payment Fee $0
Paper Statement Fee $5.95
Online Bill Pay Fee $0
Debit Card Replacement Fee $3.95
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.01%
(Verified 06/30/2022)

ACE Flare Mobile Banking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly recommended by SuperMoney users with a score of +31, equating to 3.6 on a 5 point rating scale.

+31

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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