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ACE Flare Mobile Banking Account

in Checking Accounts from Populus Financial Group · fdic

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ACE Flare Mobile Banking Account

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in Checking Accounts from Populus Financial Group · Member FDIC

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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0 users don't recommend
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Highlights
Community Rating

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Monthly Fee $5 - $9.95
ATM Fee: Out-of-Network $2.50
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01%

ACE Flare Mobile Banking Account Review

ACE Flare Mobile Banking Account is offered by Populus Financial Group, a financial services company founded in 1982 and based in Irving, TX. ACE Flare Mobile Banking Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Low APY. The maximum annual percentage yield for this account is only 0.01%.
  • Monthly maintenance fee waiver. The standard monthly service fee for the Flare Account is $9.95. If you have qualifying direct deposits totaling at least $500.00 in one calendar month, the monthly fee is lowered to $5.00.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Populus Financial Group.
ACE Flare Account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Access to physical branches.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Does not provide access to a nationwide ATM network.
  • Monthly service charge.
  • Charges a higher than average fee on out-of-network ATM transactions.
ACE Flare Account FAQ

Are checking accounts from Populus Financial Group federally insured?

Yes, your Populus Financial Group checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does ACE Flare Account offer?

ACE Flare Mobile Banking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.01%

ACE Flare Account offers an APY of 0.01% (APY stands for annual percentage yield, rates may change).

What are the account minimums for ACE Flare Account?

ACE Flare Account does not require a minimum initial deposit.

ACE Flare Mobile Banking Account Minimums
Description
Minimum Opening Deposit $0

What fees does ACE Flare Account charge?

This account charges a monthly service fee of up to $9.95.

ACE Flare Mobile Banking Account Fees
Description
ATM Fee: In-Network $2.50
Debit Card Replacement Fee $3.95
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $5 - $9.95
Online Bill Pay Fee $0
Overdraft Item Fee $20
Paper Statement Fee $5.95
Stop Payment Fee $0
ATM Fee: Out-of-Network $2.50

Does ACE Flare Account charge overdraft fees?

Yes, ACE Flare Account charges a $20 fee for every overdraft.

What features and perks does ACE Flare Account offer?

This account includes the following features:

  • Fraud monitoring - ACE Flare Account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - ACE Flare Account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.

What is the customer support email for ACE Flare Account?

The customer support email for ACE Flare Account is CAprivacy@populusfinancial.com.

How do people rate the customer service and user experience of ACE Flare Account?

Overall, ACE Flare Account is strongly recommended based on community reviews that rate customer service and user experience.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From ACE Flare Mobile Banking Account

With the ACE Flare Mobile App, you can feel secure knowing that your banking details are always in reach. Once you’re logged in, you can easily set up your Direct Deposit and access all of the Flare Account’s many benefits. Set up bank or PayPal transfers, or transfer money to friends and family who have an Account using FlashPay ID. You’ll love the ease and simplicity of online banking at your fingertips.

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Online Bill Pay Fee $0
Stop Payment Fee $0
ATM Fee: In-Network $2.50
Debit Card Replacement Fee $3.95
Foreign Transaction Fee (Debit Card) 3%
Monthly Fee $5 - $9.95
Overdraft Item Fee $20
Paper Statement Fee $5.95
ATM Fee: Out-of-Network $2.50
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Fraud Protection
  • Debit Card
  • Branch Access
  • Member FDIC
APY (Annual Percentage Yield) 0.01%

ACE Flare Mobile Banking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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