All America Bank Checking Account
Would you recommend All America Bank Checking Account to your friends?
| Community Rating |
Rating not yet determined |
| Cashback Rewards | N/A |
| APY (Annual Percentage Yield) |
0.30% - 2.25% (Verified 08/04/2023)
|
| Monthly Maintenance Fee |
$0 - $10 (Verified 08/04/2023)
|
| Minimum Balance to Avoid Monthly Fee | N/A |
All America Bank Checking Account Review
All America Bank Checking Account is offered by All America Bank, a bank founded in 1927 and based in Cache, OK. All America Bank Ultimate Rewards checking is available in 1 state across the USA.
Key Takeaways
- Up to 2.25% annual percentage yield (APY). This account offers an annual percentage yield of up to 2.25%, which is much higher than the average for the checking accounts that we track.
- $0 monthly account fees available. This account charges a monthly service fee of up to $10.
- Bill pay. Pay your bills to practically anyone in the United States when you enroll in All America Bank mobile or online banking.
All America Bank Ultimate Rewards checking Pros & Cons
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All America Bank Ultimate Rewards checking FAQ
Are checking accounts from All America Bank federally insured?
Yes, your All America Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.
What APY does All America Bank Ultimate Rewards checking offer?
All America Bank Ultimate Rewards checking offers an APY starting at 0.30% and ranging up to 2.25% (APY stands for annual percentage yield, rates may change).
| Rates | Amount |
|---|---|
| APY (Annual Percentage Yield) | 0.30% - 2.25% |
What are the account minimums for All America Bank Ultimate Rewards checking?
All America Bank Ultimate Rewards checking requires a minimum initial deposit of $50 to open an account.
| Description | |
|---|---|
| Minimum Opening Deposit | Starting at $50 |
What fees does All America Bank Ultimate Rewards checking charge?
The good news is that this account does not have a monthly Service Charge.
| Description | |
|---|---|
| Monthly Maintenance Fee | $0 - $10 |
| ATM Fee: In-Network | $0 |
| ATM Fee: Out-of-Network | Starting at $0.75 |
| Foreign Transaction Fee (Debit Card) | 0% |
| NSF Fee | $25 |
| Overdraft Item Fee | $25 |
| Returned Deposit Fee (Domestic) | $25 |
| Returned Deposit Fee (International) | $25 |
| Stop Payment Fee | $25 |
| Wire Transfer Fee - Domestic (Incoming) | $0 |
| Wire Transfer Fee - Domestic (Outgoing) | $25 |
| Wire Transfer Fee - International (Incoming) | $0 |
| Wire Transfer Fee - International (Outgoing) | $40 |
| Paper Statement Fee | $3 |
| Online Bill Pay Fee | $0 |
| Debit Card Replacement Fee (Standard Delivery) | $5 |
| Early Account Closure | $0 |
Does All America Bank Ultimate Rewards checking charge overdraft fees?
Yes, All America Bank Ultimate Rewards checking charges a $25 fee for every overdraft.What features and perks does All America Bank Ultimate Rewards checking offer?
This account includes the following features:
- Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
- Mobile Banking Services - All America Bank Ultimate Rewards checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
- Nationwide ATM network - Conveniently transact at a nearby ATM.
What is the customer support email for All America Bank Ultimate Rewards checking?
The customer support email for All America Bank Ultimate Rewards checking is info@allamerica.bank.
Contact
- Headquarters
-
605 South Eighth Street
Cache, OK 73527 USA - (888) 210-2028
- Visit Site
- Email Support
Other Services by All America Bank
Other Checking Accounts by All America Bank
Availability
Feature Breakdown
| Minimum Opening Deposit | Starting at $50 |
All America Bank Checking Account Community Reviews
Would you recommend All America Bank Checking Account to your friends?
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