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  All America Bank Checking Account

All America Bank Checking Account

in Checking Accounts from All America Bank · Member fdic

Unaffiliated

All America Bank Checking Account

Unaffiliated

in Checking Accounts from All America Bank · Member FDIC

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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3 users recommend
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

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Monthly Fee $0 - $10
ATM Fee: Out-of-Network $0.75
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05% - 2.5%

All America Bank Checking Account Review

All America Bank Checking Account is offered by All America Bank, a bank founded in 1927 and based in Cache, OK. All America Bank Checking Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 2.5%, which is much higher than the average for a checking account.
  • $0 monthly Service Charge available. This account charges a monthly service fee of up to $10, but there are ways to waive the fee.
  • Bill pay. Pay your bills to practically anyone in the United States through All America Bank.
All America Bank Ultimate Rewards checking Pros & Cons
Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • High-interest yield.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
All America Bank Ultimate Rewards checking FAQ

Are checking accounts from All America Bank federally insured?

Yes, your All America Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does All America Bank Ultimate Rewards checking offer?

All America Bank Ultimate Rewards checking offers an APY starting at 0.05% and ranging up to 2.5% (APY stands for annual percentage yield, rates may change).

All America Bank Ultimate Rewards checking Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.05% - 2.5%

What are the account minimums for All America Bank Ultimate Rewards checking?

All America Bank Ultimate Rewards checking requires a minimum initial deposit of $50 to open an account.

All America Bank Ultimate Rewards checking Account Minimums
Description Amount
Minimum Opening Deposit $50

What fees does All America Bank Ultimate Rewards checking charge?

The good news is that this account does not have a monthly Service Charge.

All America Bank Checking Account Fees
Description
ATM Fee: In-Network $0
Debit Card Replacement Fee $5
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Monthly Fee $0 - $10
NSF Fee $25
Online Bill Pay Fee $0
Overdraft Item Fee $25
Overdraft Protection Fee (per transfer) $0
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Incoming) $0
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $0.75

Does All America Bank Ultimate Rewards checking charge overdraft fees?

Yes, All America Bank Ultimate Rewards checking charges a $25 fee for every overdraft.

What features and perks does All America Bank Ultimate Rewards checking offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - All America Bank Ultimate Rewards checking allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

How do people rate the customer service and user experience of All America Bank Ultimate Rewards checking?

Overall, All America Bank Ultimate Rewards checking is strongly recommended based on community reviews that rate customer service and user experience.

All America Bank Checking Account Disclosure: Foreign Transaction Fees Vary
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Oklahoma
Availabile in all of Oklahoma

Feature Breakdown

Minimum Opening Deposit Starting at $50
ATM Fee: In-Network $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Debit Card Replacement Fee $5
Monthly Fee $0 - $10
NSF Fee $25
Overdraft Item Fee $25
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $0.75
Bank Account Features
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • IRAs
  • Mobile Banking
  • Mobile Check Deposit
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
APY (Annual Percentage Yield) 0.05% - 2.5%

All America Bank Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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