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  All America Bank Checking Account

All America Bank Checking Account

in Checking Accounts from All America Bank · Member FDIC

Unaffiliated

All America Bank Checking Account

Unaffiliated

in Checking Accounts from All America Bank · Member FDIC

Net Recommendation Score +100%

SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0 - $10
ATM Fee: Out-of-Network $0.75
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.05% - 2.5%

All America Bank Checking Account Review

All America Bank Checking Account is offered by All America Bank, a bank founded in 1927 and based in Cache, OK. All America Bank Checking Account is available in 1 state across the USA.

Key Takeaways
  • Very high APY. This account offers an annual percentage yield of up to 2.5%, which is much higher than the average for a checking account.
  • Charges a monthly fee. This account charges a monthly maintenance fee of up to $10.
  • $50 minimum deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • Free bill pay. Pay your bills to practically anyone in the United States through All America Bank.
  • Hard credit pull. All America Bank may require a hard pull on your credit report to open a checking account.
All America Bank Checking Account Pros & Cons
Pros Cons
  • High-interest yield.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Not FDIC-insured.
  • Only available in one state.
  • Higher than average wire transfer fees.
  • Monthly service charge.
  • Charges a fee on out-of-network ATM transactions.
All America Bank Checking Account FAQ

Are checking accounts from All America Bank federally insured?

Yes, your All America Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does All America Bank Checking Account offer?

All America Bank Checking Account offers an APY starting at 0.05% and ranging up to 2.5% (APY stands for annual percentage yield, rates may change).

All America Bank Checking Account Rates and Terms
Rates Amount
APY (Annualized Percentage Yield) 0.05% - 2.5%

What are the account minimums for All America Bank Checking Account?

All America Bank Checking Account requires a minimum initial deposit of $50 to open an account.

All America Bank Checking Account Account Minimums
Description Amount
Minimum Initial Deposit $50

What fees does All America Bank Checking Account charge?

The good news is that this account does not have a monthly service charge.

All America Bank Checking Account Fees
Description
Monthly Fee $0 - $10
Paper Statement Fee $3
ATM Fee: In-Network $0
ATM Fee: Out-of-Network $0.75
NSF Fee $25
Overdraft Protection Fee (per transfer) $0
Overdraft Item Fee $25
Early Account Closure $0
Returned Deposit Fee (Domestic) $25
Debit Card Replacement Fee $5
Bank Teller Fee N/A
Check Cashing Fee N/A
Online Bill Pay Fee $0
Stop Payment Fee $25
Check Image Service N/A
Check Copy N/A
Foreign Transaction Fee (Debit Card) 0%
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
Wire Transfer Fee - International (Incoming) $0
Returned Deposit Fee (International) $25
Wire Transfer Fee - Domestic (Incoming) $0

What features and perks does All America Bank Checking Account offer?

This account includes the following features:

  • Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - All America Bank Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
All America Bank Checking Account Disclosure: Foreign Transaction Fees Vary
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 1 state
Oklahoma
Availabile in all of Oklahoma

Feature Breakdown

Minimum Initial Deposit $50
ATM Fee: In-Network $0
Early Account Closure $0
Foreign Transaction Fee (Debit Card) 0%
Online Bill Pay Fee $0
Overdraft Protection Fee (per transfer) $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - International (Incoming) $0
Debit Card Replacement Fee $5
Monthly Fee $0 - $10
NSF Fee $25
Overdraft Item Fee $25
Paper Statement Fee $3
Returned Deposit Fee (Domestic) $25
Returned Deposit Fee (International) $25
Stop Payment Fee $25
Wire Transfer Fee - Domestic (Outgoing) $25
Wire Transfer Fee - International (Outgoing) $40
ATM Fee: Out-of-Network $0.75
Bank Account Features
  • IRAs
  • Bauer Financial A+/A Rating
  • Debit Card
  • Free Bill Pay
  • Mobile Banking
  • Nationwide ATM Network
  • No Monthly Maintenance Fee
  • Mobile Check Deposit
APY (Annual Percentage Yield) 0.05% - 2.5%

All America Bank Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

+100%

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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