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Last Updated: 01/21/2026

All America Bank Checking Account

from All America Bank

Last Updated: 01/21/2026

Rating not yet determined4 total votes

4 users recommend

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Highlights

Welcome Offer

Starting at $0(Verified 06/21/2024)

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Rewards

N/A

APY (Annual Percentage Yield)

0.30% - 2.25%(Verified 06/21/2024)

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Monthly Maintenance Fee

$0 - $10(Verified 01/21/2026)

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All America Bank Checking Account Review

The All America Bank Checking Account is offered by All America Bank, a bank founded in 1927 and based in Cache, OK. All America Bank Ultimate Rewards checking is available in 1 state.

Key Takeaways

Up to 2.25% annual percentage yield (APY). This account offers an annual percentage yield of up to 2.25%, which is much higher than the average for the checking accounts that we track
$0 monthly account fees available. This account charges a monthly fee of up to $10.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in All America Bank mobile or online banking.

All America Bank Ultimate Rewards checking Pros & Cons

Pros

Cons

Monthly maintenance fee waived (see terms for requirements).
High yield APY .
Debit card
Access to a nationwide network of ATMs.
No charge on incoming domestic or international wire transfers.

No signup bonus.
Only available in one state.
Charges a fee on out-of-network ATM transactions.

All America Bank Ultimate Rewards checking FAQ

Are checking accounts from All America Bank federally insured?

Yes, your All America Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does All America Bank Ultimate Rewards checking offer?

All America Bank Ultimate Rewards checking offers an APY starting at 0.30% and ranging up to 2.25% (APY stands for annual percentage yield, rates may change).

All America Bank Ultimate Rewards checking Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

0.30% - 2.25%

What are the account minimums for All America Bank Ultimate Rewards checking?

All America Bank Ultimate Rewards checking requires a minimum initial deposit of $50.

All America Bank Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $50

What fees does All America Bank Ultimate Rewards checking charge?

The good news is that this account does not have a monthly Service Charge.

All America Bank Checking Account Fees

Description

Monthly Maintenance Fee

$0 - $10

Paper Statement Fee

Starting at $3

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $0.75

NSF Fee

$25

Overdraft Item Fee

Starting at $25

Early Account Closure

Starting at $0

Returned Deposit Fee (Domestic)

Starting at $25

Card Replacement Fee (Standard Delivery)

Starting at $5

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $25

Foreign Transaction Fee (Debit Card)

Starting at 0%

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $25

Wire Transfer Fee - International (Outgoing)

Starting at $40

Wire Transfer Fee - International (Incoming)

Starting at $0

Returned Deposit Fee (International)

Starting at $25

Wire Transfer Fee - US Domestic (Incoming)

Starting at $0

Does All America Bank Ultimate Rewards checking charge overdraft fees?

Yes, All America Bank Ultimate Rewards checking charges a $25 fee for every overdraft.

What features and perks does All America Bank Ultimate Rewards checking offer?

This account includes the following features:

Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - All America Bank Ultimate Rewards checking allows you to manage your money online or with a mobile app. This includes depositing checks^* in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for All America Bank Ultimate Rewards checking?

The customer support email for All America Bank Ultimate Rewards checking is info@allamerica.bank.

All America Bank Checking Account Disclosure: Foreign Transaction Fees Vary

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

605 South Eighth Street

Cache, OK 73527

(888) 210-2028

Visit Site

Email Support

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Bonus Offer

Starting at $0

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Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.25% - 3%

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Monthly Service Fee

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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All America Bank Checking Account Community Reviews

Would you recommend All America Bank Checking Account to your friends?

Dannie O.

Sep 11, 2022

May or may not recommend

In person service is highly recommended. When it was my turn Eddy took charge and there was nothing more important than me and my business.The lost art of customer service lives on in the form of Mr Dabney.

Vito G.

Jan 17, 2021

May or may not recommend

My experiences have always been pleasant and satisfying. I have always been pleased with the vert cordiality in which ALLAMERICAN BANK personnel interacts with people in general. I HAVE great faith in the ALLAMERICAN Bank during these challenging, uncertain times, and strange times. I EVEN depend on ALLAMERICAN BANK even more from day to day, I am motivated in feeling more secure and calm because of the loyalty of BANKS ...Show More

Samuel A.

Nov 27, 2020

May or may not recommend

All America Bank got me with their interest rate on my checking account and their free worldwide ATM transactions. Unlike other banks that charge a monthly maintenance fee, they have this no monthly maintenance fee charge, which I found very exciting. However, I cannot say if that’s because I do maintain a balance of $10,200 on my account. Overall, I always enjoy using their service and online banking platform. They ...Show More

Sehr S.

Oct 6, 2020

May or may not recommend

Me and my family have had an overall good experience with this bank. I opened an ultimate rewards personal checking account and had no problems as such. There is no minimum requirement and the bank offers a high yield and many other benefits one of which is free ATM transactions worldwide. Their online banking is comfortable to use. The good customer service is a plus.

Showing 4 of 4 reviews