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BankMobile Vibe Up Checking Account

in Checking Accounts from Customers Bank · Member FDIC

Unaffiliated

BankMobile Vibe Up Checking Account

Unaffiliated

in Checking Accounts from Customers Bank · Member FDIC

Net Recommendation Score +100%

1 user recommends

0 users are unsure

0 users don't recommend

Browse Reviews: 1 Recommendations | 0 Complaints

Highlights
Community Rating	Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Monthly Fee	$0 - $2.99
ATM Fee: Out-of-Network	$3
Minimum Balance to Avoid Monthly Fee	N/A
APY (Annual Percentage Yield)	0.02% - 1%

BankMobile Vibe Up Checking Account Review

BankMobile Vibe Up Checking Account is offered by Customers Bank, a bank founded in 1997 and based in Phoenixville, PA. BankMobile Vibe Up Checking Account is available in 50 states (and Washington, DC).

Key Takeaways

Higher than average APY. BankMobile Vibe Up Checking Account has an annual percentage yield of up to 1%, which is higher than the average. Note that you must keep a minimum balance of $300.
Charges a monthly fee. This account charges a monthly maintenance fee of up to $2.99.
Free bill pay. Pay your bills to practically anyone in the United States through Customers Bank.
Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.

BankMobile Vibe Up Checking Account Pros & Cons

Pros	Cons
Available in all 50 states. Interest-yielding account. Free debit card and the option to lock/unlock the card if lost or stolen Access to a nationwide network of ATMs. No charge on incoming domestic or international wire transfers.	No signup bonus. Online-only account with no access to physical branches. Not FDIC-insured. Higher than average wire transfer fees. Monthly service charge. Charges a higher than average fee on out-of-network ATM transactions.

BankMobile Vibe Up Checking Account FAQ

Are checking accounts from Customers Bank federally insured?

Yes, your Customers Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BankMobile Vibe Up Checking Account offer?

BankMobile Vibe Up Checking Account offers an APY starting at 0.02% and ranging up to 1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $300.

BankMobile Vibe Up Checking Account Rates and Terms
Rates	Amount
APY (Annualized Percentage Yield)	0.02% - 1%

What are the account minimums for BankMobile Vibe Up Checking Account?

BankMobile Vibe Up Checking Account does not require a minimum initial deposit.

BankMobile Vibe Up Checking Account Account Minimums
Description	Amount
Minimum Initial Deposit	$0
APY Minimum Balance	$300

What fees does BankMobile Vibe Up Checking Account charge?

This account charges a monthly maintenance fee of up to $2.99.

BankMobile Vibe Up Checking Account Fees
Description
Monthly Fee	$0 - $2.99
Paper Statement Fee	N/A
ATM Fee: In-Network	$0
ATM Fee: Out-of-Network	$3
NSF Fee	$0
Overdraft Protection Fee (per transfer)	$0
Overdraft Item Fee	$0
Early Account Closure	$0
Returned Deposit Fee (Domestic)	N/A
Debit Card Replacement Fee	$15
Bank Teller Fee	N/A
Check Cashing Fee	N/A
Online Bill Pay Fee	$0
Stop Payment Fee	N/A
Check Image Service	N/A
Check Copy	N/A
Foreign Transaction Fee (Debit Card)	N/A
Wire Transfer Fee - Domestic (Outgoing)	$25
Wire Transfer Fee - International (Outgoing)	N/A
Wire Transfer Fee - International (Incoming)	N/A
Returned Deposit Fee (International)	N/A
Wire Transfer Fee - Domestic (Incoming)	$0
ATM Reimbursement Monthly Limit	N/A

What features and perks does BankMobile Vibe Up Checking Account offer?

This account includes the following features:

Fraud monitoring - BankMobile Vibe Up Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - BankMobile Vibe Up Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.
Soft credit pull - BankMobile Vibe Up Checking Account performs a soft credit pull so you can check whether you qualify without hurting your credit.

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