BankMobile Vibe Up Checking Account Review

BankMobile Vibe Up Checking Account is offered by Customers Bank, a bank founded in 1997 and based in Phoenixville, PA. BankMobile Vibe Up Checking Account is available in 50 states (and Washington, DC).

Are checking accounts from Customers Bank federally insured?

Yes, your Customers Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BankMobile Vibe Up Checking Account offer?

BankMobile Vibe Up Checking Account offers an APY starting at 0.02% and ranging up to 1% (APY stands for annual percentage yield, rates may change). However, to earn interest you must keep a minimum balance of $300.

What are the account minimums for BankMobile Vibe Up Checking Account?

BankMobile Vibe Up Checking Account does not require a minimum initial deposit.

What fees does BankMobile Vibe Up Checking Account charge?

This account charges a monthly maintenance fee of up to $2.99.

What features and perks does BankMobile Vibe Up Checking Account offer?

This account includes the following features:

• Fraud monitoring - BankMobile Vibe Up Checking Account monitors transactions for potentially fraudulent activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
• Free Bill Pay - Bill Pay allows you to pay bills easily from your account.
• Mobile Banking Services - BankMobile Vibe Up Checking Account allows you to manage your money online. This includes depositing checks in your account with your smartphone.
• Nationwide ATM network - Conveniently transact at a nearby ATM.
• Soft credit pull - BankMobile Vibe Up Checking Account performs a soft credit pull so you can check whether you qualify without hurting your credit.