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  BankMobile Vibe Up Checking Account
BankMobile Vibe Up Checking Account
in Checking Accounts from Customers Bank · Member FDIC
Unaffiliated

BankMobile Vibe Up Checking Account

Unaffiliated
in Checking Accounts from Customers Bank · Member FDIC
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

1 user recommends
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.01% - 0.50%
(Verified 08/04/2023)
Monthly Maintenance Fee $0 - $2.99
(Verified 08/04/2023)
Minimum Balance to Avoid Monthly Fee N/A

BankMobile Vibe Up Checking Account Review

BankMobile Vibe Up Checking Account is offered by Customers Bank, a bank founded in 1997 and based in Phoenixville, PA. BankMobile Vibe checking account is available in 50 states (and Washington, DC).

Key Takeaways

  • Higher than average APY. BankMobile Vibe Up Checking Account has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $2.99.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Customers Bank mobile or online banking.
  • Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.

BankMobile Vibe checking account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Online-only account with no access to physical branches.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.

BankMobile Vibe checking account FAQ

Are checking accounts from Customers Bank federally insured?

Yes, your deposits are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BankMobile Vibe checking account offer?

BankMobile Vibe checking account offers an APY starting at 0.01% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change).

BankMobile Vibe checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 0.50%

What are the account minimums for BankMobile Vibe checking account?

BankMobile Vibe checking account does not require a minimum initial deposit.

BankMobile Vibe Up Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $300

What fees does BankMobile Vibe checking account charge?

This account charges a monthly maintenance fee of up to $2.99.

BankMobile Vibe Up Checking Account Fees
Description
Monthly Maintenance Fee $0 - $2.99
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
NSF Fee $0
Overdraft Item Fee $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Online Bill Pay Fee $0
Check Copy $0
Debit Card Replacement Fee (Standard Delivery) $15
Early Account Closure $0

Does BankMobile Vibe checking account charge overdraft fees?

No, BankMobile Vibe checking account does not charge overdraft fees.

What features and perks does BankMobile Vibe checking account offer?

This account includes the following features:

  • Fraud monitoring - BankMobile Vibe checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BankMobile Vibe checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
  • Soft credit pull - BankMobile Vibe checking account performs a soft credit pull so you can check whether you qualify without hurting your credit.

What is the customer support email for BankMobile Vibe checking account?

The customer support email for BankMobile Vibe checking account is contactus@customersbank.com.

BankMobile Vibe Up Checking Account Disclosure: In order to qualify for interest, Vibe Up account holders must make $300.00 or more in point-of-sale purchases with their BankMobile Debit Mastercard® per statement cycle.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From BankMobile Vibe checking account

Bank On Your Future! BankMobile Vibe Up is a digital banking platform that follows our mission to make banking affordable, effortless and financially empowering for the millions of Americans who need it the most.

BankMobile Vibe Up Checking Account --- Your money should work for you, not the other way around. The BankMobile Vibe Up Checking Account pays you back up to 0.50% Annual Percentage Yield (APY)1 on balances up to $15,000.99. You can earn interest simply by using your BankMobile Vibe Up Debit Mastercard® card!

Contact

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Minimum Direct Deposit to Avoid Monthly Fee Starting at $300
Monthly Maintenance Fee $0 - $2.99
(Verified 08/04/2023)
ATM Fee: In-Network $0
ATM Fee: Out-of-Network Starting at $3
NSF Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
Online Bill Pay Fee $0
Check Copy $0
Debit Card Replacement Fee (Standard Delivery) $15
Early Account Closure $0
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • U.S. Tax Identification Number
  • Social Security Number
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Soft Credit Pull
  • Debit Card
  • Member FDIC
  • Online-Only Account
Signup Bonus Starting at $0
APY (Annual Percentage Yield) 0.01% - 0.50%
(Verified 08/04/2023)

BankMobile Vibe Up Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution. This editorial content is not provided by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.