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Last Updated: 01/21/2026

BankMobile Vibe Up Checking Account

from Customers Bank

Last Updated: 01/21/2026

Rating not yet determined1 total votes

1 users recommend

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Highlights

Welcome Offer

Starting at $0(Verified 06/21/2024)

Disclaimer popup with additional information

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01% - 0.50%(Verified 06/21/2024)

Disclaimer popup with additional information

Monthly Service Fee

$0 - $2.99(Verified 01/21/2026)

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BankMobile Vibe Up Checking Account Review

The BankMobile Vibe Up Checking Account is offered by Customers Bank, a bank founded in 1997 and based in Phoenixville, PA. BankMobile Vibe checking account is available in 50 states and Washington, DC.

Key Takeaways

Higher than average APY. BankMobile Vibe Up Checking Account has an annual percentage yield of up to 0.50%, which is higher than the national average interest rate on savings accounts.
Charges a monthly fee. This account charges a monthly fee of up to $2.99.
No minimum initial deposit. There is no minimum balance required to open an account online.
Bill pay. Pay your bills to practically anyone in the United States when you enroll in Customers Bank mobile or online banking.
Soft credit pull. Customers Bank will not perform a hard credit pull when you open an account.

BankMobile Vibe checking account Pros & Cons

Pros

Cons

Available in 50 states and Washington, DC.
Interest-yielding account.
Debit card and the option to lock/unlock the card if lost or stolen
Access to a nationwide network of ATMs.
No charge on incoming domestic wire transfers.

No signup bonus.
Online-only account with no access to physical branches.
Charges a fee on out-of-network ATM transactions.

BankMobile Vibe checking account FAQ

Are checking accounts from Customers Bank federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BankMobile Vibe checking account offer?

BankMobile Vibe checking account offers an APY starting at 0.01% and ranging up to 0.50% (APY stands for annual percentage yield, rates may change).

BankMobile Vibe checking account Rates and Terms

Rates

Amount

APY (Annual Percentage Yield)

0.01% - 0.50%

What are the account minimums for BankMobile Vibe checking account?

BankMobile Vibe checking account does not require a minimum initial deposit.

BankMobile Vibe Up Checking Account Minimums

Description

Minimum Opening Deposit

Starting at $0

What fees does BankMobile Vibe checking account charge?

This account charges a monthly maintenance fee each statement cycle of up to $2.99.

BankMobile Vibe Up Checking Account Fees

Description

Monthly Service Fee

$0 - $2.99

ATM Fee: In-Network

Starting at $0

ATM Fee: Out-of-Network (within the U.S.)

Starting at $3

NSF Fee

Overdraft Item Fee

Starting at $0

Early Account Closure

Starting at $0

Card Replacement Fee (Standard Delivery)

Starting at $15

Online Bill Pay Fee

Starting at $0

Stop Payment Fee

Starting at $0

Check Copy

Wire Transfer Fee - US Domestic (Outgoing)

Starting at $25

Wire Transfer Fee - US Domestic (Incoming)

Starting at $0

Does BankMobile Vibe checking account charge overdraft fees?

No, BankMobile Vibe checking account does not charge overdraft fees.

What features and perks does BankMobile Vibe checking account offer?

This account includes the following features:

Fraud monitoring - BankMobile Vibe checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
Mobile Banking Services - BankMobile Vibe checking account allows you to manage your money online or with a mobile app. This includes depositing checks¹ in your account with a mobile app on your smartphone.
Nationwide ATM network - Conveniently transact at a nearby ATM.
Soft credit pull - BankMobile Vibe checking account performs a soft credit pull so you can check whether you qualify without hurting your credit.

What is the customer support email for BankMobile Vibe checking account?

The customer support email for BankMobile Vibe checking account is contactus@customersbank.com.

BankMobile Vibe Up Checking Account Disclosure: In order to qualify for interest, Vibe Up account holders must make $300.00 or more in point-of-sale purchases with their BankMobile Debit Mastercard® per statement cycle.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from BankMobile Vibe checking account

Bank On Your Future! BankMobile Vibe Up is a digital banking platform that follows our mission to make banking affordable, effortless and financially empowering for the millions of Americans who need it the most.

BankMobile Vibe Up Checking Account --- Your money should work for you, not the other way around. The BankMobile Vibe Up Checking Account pays you back up to 0.50% Annual Percentage Yield (APY)1 on balances up to $15,000.99. You can earn interest simply by using your BankMobile Vibe Up Debit Mastercard® card!

Contact

Headquarters

99 Bridge St

Phoenixville, PA 19460

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

9:00AM - 6:00PM

Tuesday

9:00AM - 6:00PM

Wednesday

9:00AM - 6:00PM

Thursday

9:00AM - 6:00PM

Friday

9:00AM - 6:00PM

Saturday

Closed

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Bonus Offer

Starting at $0

Disclaimer popup with additional information

Cashback Rewards

N/A

APY (Annual Percentage Yield)

0.01% - 0.50%

Disclaimer popup with additional information

Monthly Service Fee

$0 - $2.99

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Bonus Offer

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Cashback Rewards

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SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.