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  BankMobile Vibe Up Checking Account

BankMobile Vibe Up Checking Account

in Checking Accounts from Customers Bank · fdic

Unaffiliated

BankMobile Vibe Up Checking Account

Unaffiliated

in Checking Accounts from Customers Bank · Member FDIC

Net Recommendation Score +100

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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Highlights
Community Rating

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Monthly Fee $0 - $2.99
ATM Fee: Out-of-Network $3
Minimum Balance to Avoid Monthly Fee N/A
APY (Annual Percentage Yield) 0.01% - 1%

BankMobile Vibe Up Checking Account Review

BankMobile Vibe Up Checking Account is offered by Customers Bank, a bank founded in 1997 and based in Phoenixville, PA. BankMobile Vibe Up Checking Account is available in 50 states (and Washington, DC).

Key Takeaways
  • Higher than average APY. BankMobile Vibe Up Checking Account has an annual percentage yield of up to 1%, which is higher than the national average interest rate on savings accounts.
  • Charges a monthly fee. This account charges a monthly service fee of up to $2.99.
  • No minimum initial deposit. There is no minimum balance required to open an account.
  • Bill pay. Pay your bills to practically anyone in the United States through Customers Bank.
  • Soft credit pull. This bank will not perform a hard credit pull when you open a checking account.
BankMobile Vibe checking account Pros & Cons
Pros Cons
  • Available in all 50 states.
  • Interest-yielding account.
  • Free debit card and the option to lock/unlock the card if lost or stolen
  • Access to a nationwide network of ATMs.
  • No charge on incoming domestic or international wire transfers.
  • No signup bonus.
  • Online-only account with no access to physical branches.
  • Higher than average wire transfer fees.
  • Monthly service charge (if minimums are not met).
  • Charges a higher than average fee on out-of-network ATM transactions.
BankMobile Vibe checking account FAQ

Are checking accounts from Customers Bank federally insured?

Yes, your Customers Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does BankMobile Vibe checking account offer?

BankMobile Vibe checking account offers an APY starting at 0.01% and ranging up to 1% (APY stands for annual percentage yield, rates may change).

BankMobile Vibe checking account Rates and Terms
Rates Amount
APY (Annual Percentage Yield) 0.01% - 1%

What are the account minimums for BankMobile Vibe checking account?

BankMobile Vibe checking account does not require a minimum initial deposit.

BankMobile Vibe Up Checking Account Minimums
Description
Minimum Direct Deposit to Avoid Monthly Fee $300
Minimum Opening Deposit Starting at $0

What fees does BankMobile Vibe checking account charge?

This account charges a monthly service fee of up to $2.99.

BankMobile Vibe Up Checking Account Fees
Description
ATM Fee: In-Network $0
Check Copy $0
Debit Card Replacement Fee $15
Early Account Closure $0
Monthly Fee $0 - $2.99
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Wire Transfer Fee - Domestic (Outgoing) $25
ATM Fee: Out-of-Network $3

Does BankMobile Vibe checking account charge overdraft fees?

No, BankMobile Vibe checking account does not charge overdraft fees.

What features and perks does BankMobile Vibe checking account offer?

This account includes the following features:

  • Fraud monitoring - BankMobile Vibe checking account monitors transactions for potentially unauthorized activity, such as when a debit card is unexpectedly used in a different location or you make a sudden string of costly purchases.
  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - BankMobile Vibe checking account allows you to manage your money online or with a mobile app. This includes depositing checks in your account with a mobile app on your smartphone.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.
  • Soft credit pull - BankMobile Vibe checking account performs a soft credit pull so you can check whether you qualify without hurting your credit.

What is the customer support email for BankMobile Vibe checking account?

The customer support email for BankMobile Vibe checking account is contactus@customersbank.com.

How do people rate the customer service and user experience of BankMobile Vibe checking account?

Overall, BankMobile Vibe checking account is strongly recommended based on community reviews that rate customer service and user experience.

BankMobile Vibe Up Checking Account Disclosure: In order to qualify for interest, Vibe Up account holders must make $300.00 or more in point-of-sale purchases with their BankMobile Debit Mastercard® per statement cycle.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From BankMobile Vibe Up Checking Account

Bank On Your Future! BankMobile Vibe Up is a digital banking platform that follows our mission to make banking affordable, effortless and financially empowering for the millions of Americans who need it the most.

BankMobile Vibe Up Checking Account --- Your money should work for you, not the other way around. The BankMobile Vibe Up Checking Account pays you back up to 0.50% Annual Percentage Yield (APY)1 on balances up to $15,000.99. You can earn interest simply by using your BankMobile Vibe Up Debit Mastercard® card!

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Minimum Direct Deposit to Avoid Monthly Fee $300
Minimum Opening Deposit Starting at $0
ATM Fee: In-Network $0
Check Copy $0
Early Account Closure $0
NSF Fee $0
Online Bill Pay Fee $0
Overdraft Item Fee $0
Overdraft Protection Fee (per transfer) $0
Stop Payment Fee $0
Wire Transfer Fee - Domestic (Incoming) $0
Debit Card Replacement Fee $15
Monthly Fee $0 - $2.99
Wire Transfer Fee - Domestic (Outgoing) $25
ATM Fee: Out-of-Network $3
Account Features
  • Free Bill Pay
  • Mobile Check Deposit
  • Interest Bearing Account
  • Nationwide ATM Network
  • Mobile Banking
  • Fraud Monitoring
  • Debit Card Lock/Unlock
  • Soft Credit Pull
  • Debit Card
  • Member FDIC
  • Online-Only Account
APY (Annual Percentage Yield) 0.01% - 1%

BankMobile Vibe Up Checking Account Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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