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  Bowater CU Premium Checking Account
Bowater CU Premium Checking Account
in Checking Accounts from Bowater Credit Union · Insured by NCUA
Unaffiliated

Bowater CU Premium Checking Account

Unaffiliated
in Checking Accounts from Bowater Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) Up to 0.030%
(Verified 10/03/2023)
Monthly Maintenance Fee $0 - $5
(Verified 10/03/2023)
Minimum Balance to Avoid Monthly Fee Starting at $500

Bowater CU Premium Checking Account Review

Bowater CU Premium Checking Account is offered by Bowater Credit Union, a credit union founded in 1954 and based in Calhoun, TN. Bowater CU Premium Checking Account is available in 50 states (and Washington, DC).

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.030%.
  • $0 monthly account fees available. This account charges a monthly service fee of up to $5, but the fee is waived if you keep a minimum balance of $500.
  • $100 minimum opening deposit. This is a typical minimum initial deposit, but there are accounts that require a smaller initial deposit or have no minimum.
  • No ATM fees. Bowater CU Premium Checking Account does not charge fees on ATM transactions.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Bowater Credit Union mobile or online banking.

Bowater CU Premium Checking Account Pros & Cons

Pros Cons
  • Monthly service fee waived (see terms for requirements).
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not come with a debit card
  • Monthly service charge.

Bowater CU Premium Checking Account FAQ

Are checking accounts from Bowater Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Bowater CU Premium Checking Account offer?

Bowater CU Premium Checking Account is not an interest bearing account.

What are the account minimums for Bowater CU Premium Checking Account?

Bowater CU Premium Checking Account requires a minimum initial deposit of $100 to open an account.

Bowater CU Premium Checking Account Minimums
Description
Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $500
Minimum Balance to Earn APY $500

What fees does Bowater CU Premium Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Bowater CU Premium Checking Account Fees
Description
Monthly Maintenance Fee $0 - $5

What features and perks does Bowater CU Premium Checking Account offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Bowater CU Premium Checking Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Bowater CU Premium Checking Account?

The customer support email for Bowater CU Premium Checking Account is info@bowaterecu.org.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 4:00pm
  • Tuesday 7:30am - 4:00pm
  • Wednesday 7:30am - 4:00pm
  • Thursday 7:30am - 4:00pm
  • Friday 7:30am - 5:30pm
  • Saturday Closed

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $100
Minimum Balance to Avoid Monthly Fee Starting at $500
Minimum Balance to Earn APY $500
Monthly Maintenance Fee $0 - $5
(Verified 10/03/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • No ATM Fees
  • Free Bill Pay
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Insured by NCUA
APY (Annual Percentage Yield) Up to 0.030%
(Verified 10/03/2023)

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