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  Bowater CU Gold Checking Account
Bowater CU Gold Checking Account
in Checking Accounts from Bowater Credit Union · Insured by NCUA
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Bowater CU Gold Checking Account

Unaffiliated
in Checking Accounts from Bowater Credit Union · Insured by NCUA
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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 0.010%
(Verified 10/03/2023)
Monthly Maintenance Fee $0
(Verified 10/03/2023)
Minimum Balance to Avoid Monthly Fee N/A

Bowater CU Gold Checking Account Review

Bowater CU Gold Checking Account is offered by Bowater Credit Union, a credit union founded in 1954 and based in Calhoun, TN. Bowater CU Gold Checking Account is available in 50 states (and Washington, DC).

Key Takeaways

  • Low APY. The maximum annual percentage yield for this account is only 0.010%.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.
  • Bill pay. Pay your bills to practically anyone in the United States when you enroll in Bowater Credit Union mobile or online banking.

Bowater CU Gold Checking Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • Dividend-yielding account.
  • Insured by NCUA.
  • Free debit card
  • Access to a nationwide network of ATMs.
  • No signup bonus.
  • Does not offer mobile check deposits.

Bowater CU Gold Checking Account FAQ

Are checking accounts from Bowater Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does Bowater CU Gold Checking Account offer?

Bowater CU Gold Checking Account Rates & Terms
Description
APY (Annual Percentage Yield) 0.010%

Bowater CU Gold Checking Account offers an APY of 0.010% (APY stands for annual percentage yield, rates may change).

What are the account minimums for Bowater CU Gold Checking Account?

Bowater CU Gold Checking Account does not require a minimum initial deposit.

Bowater CU Gold Checking Account Minimums
Description
Minimum Opening Deposit Starting at $0

What fees does Bowater CU Gold Checking Account charge?

The good news is that this account does not have a monthly Service Charge.

Bowater CU Gold Checking Account Fees
Description
Monthly Maintenance Fee $0

What features and perks does Bowater CU Gold Checking Account offer?

This account includes the following features:

  • Online Bill Pay - Online Bill Pay allows you to pay bills easily from your account.
  • Mobile Banking Services - Bowater CU Gold Checking Account allows you to manage your money online or with a mobile app.
  • Nationwide ATM network - Conveniently transact at a nearby ATM.

What is the customer support email for Bowater CU Gold Checking Account?

The customer support email for Bowater CU Gold Checking Account is info@bowaterecu.org.

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Other Checking Accounts by Bowater Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit Starting at $0
Monthly Maintenance Fee $0
(Verified 10/03/2023)
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Social Security Number
Account Features
  • Free Bill Pay
  • No Monthly Maintenance Fee
  • Nationwide ATM Network
  • Mobile Banking
  • Debit Card
  • Insured by NCUA
APY (Annual Percentage Yield) 0.010%
(Verified 10/03/2023)

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