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Last Updated: 01/21/2026

Community 1st CU Second Chance Checking Account

from Community First Credit Union

Last Updated: 01/21/2026

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Highlights

Welcome Offer

N/A(Verified 09/28/2022)

Cashback Rewards

N/A

APY (Annual Percentage Yield)

N/A

Monthly Service Fee

N/A(Verified 01/21/2026)

Community 1st CU Second Chance Checking Account Review

The Community 1st CU Second Chance Checking Account is offered by Community First Credit Union, a credit union founded in 1959 and based in Santa Rosa, CA. Community First Credit Union second chance checking is available in 1 state.

Key Takeaways

Community First Credit Union second chance checking Pros & Cons

Pros

Cons

No signup bonus.
Does not earn interest.
Does not offer mobile check deposits.
Does not provide access to a nationwide ATM network.
Does not come with a debit card
Only available in one state.

Community First Credit Union second chance checking FAQ

Are checking accounts from Community First Credit Union federally insured?

Yes, your deposits are insured by the Federal Deposit Insurance Corporation (FDIC). The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. FDIC insurance is backed by the full faith and credit of the United States government.

What APY does Community First Credit Union second chance checking offer?

Community First Credit Union second chance checking is not an interest-bearing account.

What are the account minimums for Community First Credit Union second chance checking?

What fees does Community First Credit Union second chance checking charge?

Community 1st CU Second Chance Checking Account Fees

Description

Online Bill Pay Fee

Starting at $0

What features and perks does Community First Credit Union second chance checking offer?

This account includes the following features:

What is the customer support email for Community First Credit Union second chance checking?

The customer support email for Community First Credit Union second chance checking is info@comfirstcu.org.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message from Community First Credit Union second chance checking

We keep monthly fees to a minimum. After all, we’re a not-for-profit financial cooperative that's here for one reason only - to do good!

Need a second chance at checking accounts? We understand that life happens. Our LOCAL Advantage Second Chance account can help you get back on track! Visit us at any branch to talk about opening an account that could help mend your credit/banking history. Our goal is to help graduate you to one of our LOCAL Advantage Checking Accounts once you've rebuilt your credit - we're here to help!

Contact

Headquarters

1105 N Dutton Ave, Santa Rosa, CA

Santa Rosa, CA 95401

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

10:00AM - 5:00AM

Tuesday

10:00AM - 5:00AM

Wednesday

10:00AM - 5:00AM

Thursday

10:00AM - 5:00AM

Friday

10:00AM - 5:00AM

Saturday

Closed

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

Starting at 0.10%

Disclaimer popup with additional information

Monthly Service Fee

Starting at $6

Disclaimer popup with additional information

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Bonus Offer

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Cashback Rewards

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APY (Annual Percentage Yield)

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Disclaimer popup with additional information

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Bonus Offer

N/A

Cashback Rewards

N/A

APY (Annual Percentage Yield)

Starting at 0.10%

Disclaimer popup with additional information

Monthly Service Fee

Starting at $5

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Bonus Offer

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Cashback Rewards

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

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