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  CSE Credit Union Share Draft Account
CSE Credit Union Share Draft Account Unaffiliated

CSE Credit Union Share Draft Account

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Highlights
Cashback Rewards N/A
APY (Annual Percentage Yield) 1.26%
(Verified 11/08/2023)
Monthly Maintenance Fee $0.00
(Verified 11/08/2023)
Minimum Balance to Avoid Monthly Fee $0.00

CSE Credit Union Share Draft Account Review

CSE Credit Union Share Draft Account is offered by Connecticut State Employees Credit Union, a credit union founded in and based in Hartford, CT. CSE Credit Union Share Draft Account is available in 50 states (and Washington, DC).

Key Takeaways

  • Up to 1.26% annual percentage yield (APY). This account offers an annual percentage yield of up to 1.26%, which is much higher than the average for the checking accounts that we track.
  • $0 monthly fee. This account does not charge any monthly account fees.
  • No minimum initial deposit. There is no minimum balance required to open an account online.

CSE Credit Union Share Draft Account Pros & Cons

Pros Cons
  • Available in all 50 states.
  • High variable APY.
  • Insured by NCUA.
  • Access to physical branches.
  • Free debit card
  • No signup bonus.
  • Does not offer mobile check deposits.
  • Does not provide access to a nationwide ATM network.

CSE Credit Union Share Draft Account FAQ

Are checking accounts from Connecticut State Employees Credit Union federally insured?

Yes, your checking accounts are insured up to $250,000 per share owner for each account ownership category. The National Credit Union Administration (NCUA), a federal agency, administers the insurance fund and regulates federally insured credit unions. The fund is backed by the full faith and credit of the U.S. Government.

What APY does CSE Credit Union Share Draft Account offer?

CSE Credit Union Share Draft Account Rates & Terms
Description
APY (Annual Percentage Yield) 1.26%

CSE Credit Union Share Draft Account offers an APY of 1.26% (APY stands for annual percentage yield, rates may change). This is higher than the typical APY for online-only checking accounts, which is around 1% APY.

What are the account minimums for CSE Credit Union Share Draft Account?

CSE Credit Union Share Draft Account does not require a minimum initial deposit.

CSE Credit Union Share Draft Account Minimums
Description
Minimum Opening Deposit $0.00
Minimum Balance to Avoid Monthly Fee $0.00
Minimum Balance to Earn APY $0.00

What fees does CSE Credit Union Share Draft Account charge?

The good news is that this account does not have a monthly Service Charge.

CSE Credit Union Share Draft Account Fees
Description
Monthly Maintenance Fee $0.00
ATM Fee: In-Network $0.75
NSF Fee $10.00
Stop Payment Fee $3.00
Wire Transfer Fee - Domestic (Incoming) $5.00
Wire Transfer Fee - Domestic (Outgoing) $10.00
Paper Statement Fee $1.00
Debit Card Replacement Fee (Standard Delivery) $5.00

What features and perks does CSE Credit Union Share Draft Account offer?

This account includes the following features:

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Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday Closed

Other Services by Connecticut State Employees Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Opening Deposit $0.00
Minimum Balance to Avoid Monthly Fee $0.00
Minimum Balance to Earn APY $0.00
Monthly Maintenance Fee $0.00
(Verified 11/08/2023)
ATM Fee: In-Network $0.75
NSF Fee $10.00
Overdraft Protection Fee (per transfer) $1.50
Stop Payment Fee $3.00
Wire Transfer Fee - Domestic (Incoming) $5.00
Wire Transfer Fee - Domestic (Outgoing) $10.00
Paper Statement Fee $1.00
Debit Card Replacement Fee (Standard Delivery) $5.00
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Verification Documents Required
  • Driver License (or other photo ID)
  • Proof of citizenship/residence (Green Card)
  • Proof of Identity
  • Government Issued Photo ID
  • Social Security Number
Account Features
  • No Monthly Maintenance Fee
  • Interest Bearing Account
  • Debit Card
  • Insured by NCUA
  • Branch Access
APY (Annual Percentage Yield) 1.26%
(Verified 11/08/2023)

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